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Denver · Denver, NC

3904 Channel Pointe Lane

Denver, NC · 5,673 sqft

$5,500,000

  • 5Beds
  • 4.5Baths
  • 5,673SqFt
  • 2026Year

About this home

A striking expression of modern waterfront living, this newly constructed Lake Norman residence was designed around the view and the lifestyle that comes with it. Clean architectural lines, expansive walls of glass and beautifully curated interiors create a seamless connection between sophisticated living spaces and the water beyond. Inside, soaring light-filled spaces unfold with an effortless flow, while warm wood accents soften the home’s contemporary aesthetic. The designer kitchen serves as a stunning centerpiece with an oversized island, custom cabinetry and elevated finishes, opening naturally to the main living and entertaining areas. Five bedrooms and four and one half baths offer beautifully appointed accommodations, while an unfinished third-level bonus room and bath present the opportunity to create additional customized living space tailored to its next owner. A private elevator makes allows ease to all three levels. Beyond the interiors, the home becomes a private lakeside retreat. A resort-inspired pool and spa command sweeping water views, joined by a putting green, expansive terraces and an impressive covered outdoor living space designed for everything from quiet mornings to sunset gatherings. A private dock places Lake Norman just steps away, creating an effortless transition from home to water. Thoughtfully designed, beautifully executed and undeniably connected to its setting, this is more than a home on Lake Norman, it is a front row seat to the lake lifestyle.

Property details

Beds
5
Baths
4.5
SqFt
5,673
Lot
Year built
2026
Type
Single Family
Garage
3
Heating
Forced Air
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Tile, Wood
View
Water, Year Round

Features

  • Built-in Features
  • Drop Zone
  • Elevator
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar
  • Elevator
  • Fire Pit
  • Gas Grill
  • In-Ground Hot Tub / Spa
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$39,792/ month

Principal & interest
$34,063
Property tax (~0.90%)
$4,125
Homeowners insurance
$1,604
HOA dues

Down payment

$275,000 down · $5,225,000 financed

Income to qualify (28% rule)

~$1,705,382 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Denver

Lake Norman west · Rural growth

Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.

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