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Belmont · Belmont, NC

525 Julia Avenue

Belmont, NC · 2,022 sqft

$449,900

  • 3Beds
  • 2Baths
  • 2,022SqFt
  • 1964Year
  • 1Days on market

About this home

Beautifully updated brick ranch in Belmont offering space, flexibility, and a desirable location close to Main Street, dining, shopping, parks, and local conveniences. Situated on a nearly one acre lot, this home provides room to enjoy the outdoors, garden, entertain, or simply appreciate the added privacy and open yard space. Inside, fresh finishes create a bright and inviting feel with updated flooring, neutral paint, modern lighting, and comfortable living areas. The kitchen features updated appliances, rich cabinetry, ample counter space, and easy flow into the dining and living spaces. A brick fireplace adds warmth and character to the main living area, while spacious bedrooms provide everyday comfort. The partially finished basement offers valuable flex space for a home office, recreation room, gym, media room, or hobby area, along with additional utility and workshop space. Outdoor features include a covered front porch, rear deck, covered parking area, storage building, and a large yard with mature trees. With key updates already completed, generous lot size, and close proximity to downtown Belmont, this home offers a wonderful combination of convenience, comfort, and versatility.

Property details

Beds
3
Baths
2
SqFt
2,022
Lot
Year built
1964
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,236/ month

Principal & interest
$2,786
Property tax (~0.85%)
$318
Homeowners insurance
$131
HOA dues

Down payment

$22,495 down · $427,405 financed

Income to qualify (28% rule)

~$138,696 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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