Belmont · Belmont, NC
517 Forest Lane
Belmont, NC · 1,482 sqft
$350,000
- 3Beds
- 2Baths
- 1,482SqFt
- 1981Year
- 1Days on market
About this home
Charming 3-bed, 2-bath cottage on 0.36 acres in a wonderful location with NO HOA. The main level features the primary bedroom, hardwood floors throughout, and a comfortable flow between the kitchen, dining area, and living room. The updated, gourmet kitchen has plenty of cabinet space (all soft-close), while the living room offers a cozy fireplace and plenty of space to gather. Upstairs has 2 good-sized bedrooms and a walk-in attic space that has multiple uses. Enjoy the welcoming front porch or sit on the back deck, which are both perfect for entertaining or your morning coffee. The large flat backyard is fenced & gated (updated 2026). Additional improvements include crawlspace encapsulation (2025) and heat pump (2026). Great location just minutes from downtown Belmont, shops, restaurants, and all the area has to offer.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,482
- Lot
- —
- Year built
- 1981
- Type
- Single Family
- Days on market
- 1
- Style
- Cottage
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Heat Pump
- Foundation
- Crawl Space
- Flooring
- Carpet, Vinyl, Wood
Features
- Attic Stairs Pulldown
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,517/ month
- Principal & interest
- $2,167
- Property tax (~0.85%)
- $247
- Homeowners insurance
- $102
- HOA dues
- —
Down payment
$17,500 down · $332,500 financed
Income to qualify (28% rule)
~$107,899 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 37 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.
