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Belmont · Belmont, NC

516 Cottage Garden Lane

Belmont, NC · 3,530 sqft

$666,900

Reduced from $679,999

  • 5Beds
  • 4.5Baths
  • 3,530SqFt
  • 2026Year
  • 85Days on market

About this home

Welcome to Michaux Gardens, where your dream of owning a DRB Home nestled along the side of picturesque Daniel Stowe Botanical Garden becomes a reality. Our community offers the best of both worlds: best location (convenient to downtown Belmont, minutes from the airport, uptown Charlotte and 3 major highways) and variety of homes ranging from ranch/1-stories to over 4000 sqft homes. The Norris is a 5 bed with an open Bonus Room, 4.5 bath home featuring an Extended Covered Back Porch, Gourmet Kitchen with a hood and gas cooktop, Owner's suite with dual Vanities and a well-proportioned dual closet and many unique personalized choices. The Expansive back covered porch allows you to enjoy beautiful sunsets. Love the oak tread stairs, butler's pantry, home office, bedroom on the main level with a full bath, and a separate powder room for guests. This home will be availabe to move in July/August 2026. Please call to schedule a showing.

Property details

Beds
5
Baths
4.5
SqFt
3,530
Lot
Year built
2026
Type
Single Family
Days on market
85
Garage
2
Heating
Natural Gas
Cooling
Central Air
Foundation
Slab
HOA dues
$74 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,871/ month

Principal & interest
$4,130
Property tax (~0.85%)
$472
Homeowners insurance
$194
HOA dues
$74

Down payment

$33,345 down · $633,555 financed

Income to qualify (28% rule)

~$208,765 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

Explore Belmont

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.