Lincolnton · Lincolnton, NC
511 N State Street
Lincolnton, NC · 1,300 sqft
$324,900
- 3Beds
- 2Baths
- 1,300SqFt
- 2026Year
About this home
Brand new, completed, and ready for its first owners-all with the convenience of downtown Lincolnton. Home offers almost 1300 square feet, 3 bedrooms and 2 full baths with an open floorplan. Living room with a cathedral ceiling that flows into kitchen with plenty of custom cabinets and drawers, quartz countertops and subway tile backsplash, an island with additional seating and sleek black stainless appliances appliances .The primary suite includes a walk-in closet and a private bath with a soaking tub and separate shower. Enjoy a front covered front and back porch, plus the convenience of an attached two-car garage.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,300
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,318/ month
- Principal & interest
- $2,012
- Property tax (~0.78%)
- $211
- Homeowners insurance
- $94
- HOA dues
- —
Down payment
$16,245 down · $308,655 financed
Income to qualify (28% rule)
~$99,349 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
About Lincolnton
Lincoln County seat
County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.
