View all 43 photos →

Belmont · Belmont, NC

5100 Watercrest Trail

Belmont, NC · 3,027 sqft

$649,000

Reduced from $699,900

  • 4Beds
  • 3Baths
  • 3,027SqFt
  • 2021Year
  • 69Days on market

About this home

Effortless Elegance & Resort-Style Outdoor Living in McLean Overlake!!

Step into a home where every detail has been thoughtfully curated for elevated everyday living. From the moment you enter, natural light flows seamlessly across custom finishes, creating an atmosphere that feels equal parts grand and welcoming.

The main level centers around a bright, open-concept design that transitions effortlessly to your private backyard retreat. Slide open the custom multi-panel glass doors to transform the living room and patio into one continuous entertainment space. Outside, evening gatherings take on a whole new feel around the built-in gas fire feature, set against a fully fenced, private lawn with subtle accent lighting that brings the space to life at sunset.

Inside, the designer kitchen anchors the home, flanked by custom closet organization, tailored laundry space, and soft natural sunlight filtered through precision window tinting for year-round comfort and energy efficiency. Positioned on a spacious corner lot in one of Belmont’s most sought-after communities, this move-in-ready home offers the complete package: modern luxury, complete privacy, and resort-style amenities right outside your front door.

Property details

Beds
4
Baths
3
SqFt
3,027
Lot
Year built
2021
Type
Single Family
Days on market
69
Garage
2
Heating
Forced Air
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$1,245 / yr

Features

  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Pantry
  • Fire Pit
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,772/ month

Principal & interest
$4,019
Property tax (~0.85%)
$459
Homeowners insurance
$189
HOA dues
$103

Down payment

$32,450 down · $616,550 financed

Income to qualify (28% rule)

~$204,522 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

Explore Belmont

Similar in Belmont

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.