Belmont · Belmont, NC
5100 Watercrest Trail
Belmont, NC · 3,027 sqft
$649,000
Reduced from $699,900
- 4Beds
- 3Baths
- 3,027SqFt
- 2021Year
- 69Days on market
About this home
Effortless Elegance & Resort-Style Outdoor Living in McLean Overlake!!
Step into a home where every detail has been thoughtfully curated for elevated everyday living. From the moment you enter, natural light flows seamlessly across custom finishes, creating an atmosphere that feels equal parts grand and welcoming.
The main level centers around a bright, open-concept design that transitions effortlessly to your private backyard retreat. Slide open the custom multi-panel glass doors to transform the living room and patio into one continuous entertainment space. Outside, evening gatherings take on a whole new feel around the built-in gas fire feature, set against a fully fenced, private lawn with subtle accent lighting that brings the space to life at sunset.
Inside, the designer kitchen anchors the home, flanked by custom closet organization, tailored laundry space, and soft natural sunlight filtered through precision window tinting for year-round comfort and energy efficiency. Positioned on a spacious corner lot in one of Belmont’s most sought-after communities, this move-in-ready home offers the complete package: modern luxury, complete privacy, and resort-style amenities right outside your front door.
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 3,027
- Lot
- —
- Year built
- 2021
- Type
- Single Family
- Days on market
- 69
- Garage
- 2
- Heating
- Forced Air
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Carpet, Vinyl
- HOA dues
- $1,245 / yr
Features
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Pantry
- Fire Pit
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,772/ month
- Principal & interest
- $4,019
- Property tax (~0.85%)
- $459
- Homeowners insurance
- $189
- HOA dues
- $103
Down payment
$32,450 down · $616,550 financed
Income to qualify (28% rule)
~$204,522 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 43 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.


