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Belmont · Belmont, NC

460 Spring Gardens Drive

Belmont, NC · 1,318 sqft

$305,000

  • 3Beds
  • 2.5Baths
  • 1,318SqFt
  • 2018Year

About this home

Welcome to Waters Edge, where low-maintenance living meets unbeatable convenience! This beautifully maintained home offers the perfect blend of comfort and easy living, with exterior maintenance handled for you so you can spend more time enjoying everything the area has to offer. Ideally located just minutes from charming downtown Belmont, vibrant Mount Holly, and the recreational opportunities of Lake Wylie, you'll have shopping, dining, parks, and outdoor adventures right at your fingertips. The home is also conveniently close to the McGill Family Recreation Center and CaroMont Regional Medical Center, making fitness, healthcare, and everyday essentials easily accessible. This townhome features a spacious living area, bright kitchen open to the outdoor patio perfect for dining al fresco. The upstairs includes the primary suite large enough for a king size bed, spacious closet and dual sinks and a walk in shower in the bathroom. There are two additional bedrooms, a bathroom and laundry closet located upstairs. This home has been well maintained and still feels new. The townhome comes with two assigned parking spaces directly out front of the home. It is also conveniently located just down the street from the outdoor pool. Whether you're looking to simplify your lifestyle, downsize without compromise, or enjoy a lock-and-leave home in a prime location, 460 Spring Gardens Lane offers the perfect combination of convenience, comfort, and community. Don't miss your opportunity to enjoy maintenance-free living in one of the area's most desirable locations! 1% lender credit towards buyers closing costs available with preferred lender.

Property details

Beds
3
Baths
2.5
SqFt
1,318
Lot
Year built
2018
Type
Townhome
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
HOA dues
$258 / mo

Features

  • Lawn Maintenance
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,451/ month

Principal & interest
$1,888
Property tax (~0.85%)
$216
Homeowners insurance
$88
HOA dues
$258

Down payment

$15,250 down · $289,750 financed

Income to qualify (28% rule)

~$105,083 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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