Belmont · Belmont, NC
460 Spring Gardens Drive
Belmont, NC · 1,318 sqft
$305,000
- 3Beds
- 2.5Baths
- 1,318SqFt
- 2018Year
About this home
Welcome to Waters Edge, where low-maintenance living meets unbeatable convenience! This beautifully maintained home offers the perfect blend of comfort and easy living, with exterior maintenance handled for you so you can spend more time enjoying everything the area has to offer. Ideally located just minutes from charming downtown Belmont, vibrant Mount Holly, and the recreational opportunities of Lake Wylie, you'll have shopping, dining, parks, and outdoor adventures right at your fingertips. The home is also conveniently close to the McGill Family Recreation Center and CaroMont Regional Medical Center, making fitness, healthcare, and everyday essentials easily accessible. This townhome features a spacious living area, bright kitchen open to the outdoor patio perfect for dining al fresco. The upstairs includes the primary suite large enough for a king size bed, spacious closet and dual sinks and a walk in shower in the bathroom. There are two additional bedrooms, a bathroom and laundry closet located upstairs. This home has been well maintained and still feels new. The townhome comes with two assigned parking spaces directly out front of the home. It is also conveniently located just down the street from the outdoor pool. Whether you're looking to simplify your lifestyle, downsize without compromise, or enjoy a lock-and-leave home in a prime location, 460 Spring Gardens Lane offers the perfect combination of convenience, comfort, and community. Don't miss your opportunity to enjoy maintenance-free living in one of the area's most desirable locations! 1% lender credit towards buyers closing costs available with preferred lender.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,318
- Lot
- —
- Year built
- 2018
- Type
- Townhome
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Slab
- HOA dues
- $258 / mo
Features
- Lawn Maintenance
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,451/ month
- Principal & interest
- $1,888
- Property tax (~0.85%)
- $216
- Homeowners insurance
- $88
- HOA dues
- $258
Down payment
$15,250 down · $289,750 financed
Income to qualify (28% rule)
~$105,083 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 29 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.


