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Belmont · Belmont, NC

414 S Main Street

Belmont, NC · 2,402 sqft

$775,000

  • 4Beds
  • 3.5Baths
  • 2,402SqFt
  • 2022Year

About this home

Welcome to Main Street living in the heart of Belmont! This beautifully designed 4 bedroom, 3.5 bath home offers over 2,400 square feet of thoughtfully planned living space with the perfect blend of comfort, convenience, and style. The main-level primary suite provides the ease of first-floor living, while upstairs you'll find three additional bedrooms, two full bathrooms, and a spacious loft that's perfect for a second living area, home office, playroom, or media room. The heart of the home is the bright, open-concept living room and kitchen, creating a welcoming space that's ideal for entertaining or simply enjoying everyday life. Just beyond, the heated screened-in porch is a true extension of the home, making year-round outdoor living possible. Additional features include a two car garage, shared driveway with extra parking, and HOA managed lawn care for easy, low maintenance living. With its functional floor plan, inviting spaces, and prime Belmont location, this home is ready for its next owners!

Property details

Beds
4
Baths
3.5
SqFt
2,402
Lot
Year built
2022
Type
Single Family
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Slab
HOA dues
$200 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,774/ month

Principal & interest
$4,799
Property tax (~0.85%)
$548
Homeowners insurance
$226
HOA dues
$200

Down payment

$38,750 down · $736,250 financed

Income to qualify (28% rule)

~$247,491 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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