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Belmont · Belmont, NC

408 Fern Leaf Court

Belmont, NC · 3,987 sqft

$1,025,000

  • 5Beds
  • 4.5Baths
  • 3,987SqFt
  • 2023Year

About this home

Nearly new and impeccably maintained, this exceptional home is tucked away on a quiet cul-de-sac on a premium 0.59-acre lot backing to a protected tree conservancy with seasonal Lake Wylie views. Offering almost 4,000 square feet of thoughtfully designed living space, this home combines privacy, functionality, and an exceptional setting within a community served by top-rated schools.

Designed for everyday living and entertaining, the open floor plan centers around the kitchen, café, and great room. These connected living spaces are framed by peaceful views of the tree conservancy, creating a private natural backdrop across the rear of the home. Dual 16-foot sliding glass doors open to the extended covered rear porch, creating a seamless indoor-outdoor living experience.

The kitchen features an oversized waterfall quartz island, quartz countertops, abundant cabinetry, designer lighting, and premium finishes. A dedicated office, formal dining room, and main-level guest suite with a full bath provide the flexibility today’s buyers are looking for.

Upstairs, the spacious primary suite overlooks the wooded backyard and offers a spa-inspired bath with a frameless glass shower, dual vanities, and a generous walk-in closet. Three additional bedrooms, a versatile loft, and well-appointed bathrooms complete the second level.

Built just three years ago, the home has been extensively upgraded with plantation shutters, custom built-ins flanking the fireplace, custom closet systems in two secondary bedrooms, upgraded lighting, coordinating quartz countertops throughout, and an oversized three-car garage.

Beyond the home, enjoy McLean South Shore’s community pool, clubhouse, playground, walking trails, ponds, and kayak and paddleboard launch and storage. The marina and Drift waterfront restaurant are also conveniently located at the community entrance.

Property details

Beds
5
Baths
4.5
SqFt
3,987
Lot
Year built
2023
Type
Single Family
Garage
3
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
View
Water
HOA dues
$1,550 / yr

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Drop Zone
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,502/ month

Principal & interest
$6,348
Property tax (~0.85%)
$726
Homeowners insurance
$298
HOA dues
$129

Down payment

$51,250 down · $973,750 financed

Income to qualify (28% rule)

~$321,526 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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