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Denver · Denver, NC

3809 Creek Ridge Drive

Denver, NC · 1,709 sqft

$470,000

  • 3Beds
  • 2Baths
  • 1,709SqFt
  • 2013Year

About this home

Welcome to this beautifully maintained ranch home nestled on a spacious 0.703-acre cul-de-sac lot in the desirable Rock Springs community of Denver, NC. Lovingly cared for, this inviting home offers over 1,600 square feet of comfortable living space with 3 bedrooms, 2 full baths, and an impressive 3-car garage.

The welcoming family room features a cozy fireplace with propane gas logs, creating the perfect place to gather. Luxury vinyl plank (LVP) flooring flows throughout the main living areas, while the bedrooms offer the comfort of carpet. The eat-in kitchen is well-appointed with granite countertops, abundant cabinetry, and stainless steel appliances, including a cooktop, dishwasher, and refrigerator. A separate dining room provides the perfect setting for hosting holiday meals, dinner parties, or family gatherings.

The spacious owner's suite is a relaxing retreat featuring a vaulted ceiling and an ensuite bath with a Jacuzzi soaking tub, tiled walk-in shower, granite countertops, and beautiful tile flooring.

Step outside and enjoy the beautifully landscaped backyard, complete with a paver patio that's perfect for relaxing or entertaining. A storage shed with a roll-up door and ramp offers convenient space for lawn equipment, tools, and outdoor gear.

Additional highlights include a new roof (2026), a charming rocking-chair front porch, and pride of ownership throughout.

Ideally located just minutes from Lake Norman, Rock Springs Nature Preserve, shopping, dining, and Highway 16, this exceptional home offers convenient access to Charlotte, Huntersville, and Hickory while providing the perfect blend of comfort, convenience, and peaceful living.

Property details

Beds
3
Baths
2
SqFt
1,709
Lot
Year built
2013
Type
Single Family
Garage
3
Style
Ranch
Heating
Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Slab
Flooring
Vinyl

Features

  • Garden Tub
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,400/ month

Principal & interest
$2,910
Property tax (~0.90%)
$352
Homeowners insurance
$137
HOA dues

Down payment

$23,500 down · $446,500 financed

Income to qualify (28% rule)

~$145,732 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Denver

Lake Norman west · Rural growth

Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.

Explore Denver

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