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Denver · Denver, NC

4028 Spindrift Cove Drive

Denver, NC · 5,206 sqft

$1,999,000

  • 5Beds
  • 4Baths
  • 5,206SqFt
  • 2025Year

About this home

This extraordinary new construction waterfront estate nestled on 1.30 private acres in the prestigious Norman Pointe community on Lake Norman, situated at the end of a quiet cul-de-sac, this custom-built residence offers over 5,200 square feet of thoughtfully designed living space where timeless architecture meets modern luxury. The open-concept floor plan showcases soaring 12-foot ceilings, rich hardwood flooring, marble accents, designer lighting, and a dramatic floor-to-ceiling stone fireplace. The chef's kitchen is designed for both everyday living and entertaining, featuring premium appliances, custom cabinetry, an oversized quartz island, walk-in pantry, and seamless flow into the spacious living and dining areas. With the luxurious main-level primary suite, complete with a spa-inspired marble bath and expansive walk-in closet. The finished walk-out lower level is built for entertaining with an oversized recreation room, wine cellar, dual wet bars, flexible bonus space pre-wired for a home theater, and abundant storage. Outdoor living is equally impressive with a covered terrace overlooking the expansive backyard, offering ample room for a future resort-style pool. Additional highlights include five bedrooms, three full baths, two half baths, a three-car garage, natural gas, county water and sewer, irrigation system, and exceptional privacy surrounded by mature trees. Offering the perfect blend of luxury, craftsmanship, and lakefront lifestyle, this remarkable new construction home is a rare opportunity to own one of Lake Norman's finest waterfront properties.

Property details

Beds
5
Baths
4
SqFt
5,206
Lot
Year built
2025
Type
Single Family
Garage
3
Style
Traditional
Heating
Central, Forced Air, Zoned
Cooling
Central Air, Multi Units, Zoned
Foundation
Basement, Slab
Flooring
Carpet, Laminate, Tile, Wood
View
Water, Year Round
HOA dues
$1,000 / yr

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Cable Prewire
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar
  • Dock - Floating
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$14,546/ month

Principal & interest
$12,380
Property tax (~0.90%)
$1,499
Homeowners insurance
$583
HOA dues
$83

Down payment

$99,950 down · $1,899,050 financed

Income to qualify (28% rule)

~$623,400 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Denver

Lake Norman west · Rural growth

Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.

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