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Charlotte · Charlotte, NC

3616 Deruyter Circle

Charlotte, NC · 3,028 sqft

$659,000

  • 4Beds
  • 2.5Baths
  • 3,028SqFt
  • 1993Year

About this home

Welcome home to this meticulously updated, all-brick gem nestled on a quiet cul-de-sac in the highly desirable Radbourne community! From the moment you step into the sun-filled entry, the pride of ownership is apparent. The main floor boasts hardwood floors throughout an open layout. At the heart of the home is a stunning 2020 kitchen renovation designed by Kitchen Vision. It features custom Park Place dovetail, soft-close cabinetry with elegant textured clear glass inserts, gorgeous quartz countertops, gas cooktop with vent hood, and a suite of high-end appliances—including an LG French Door ThinQ refrigerator with a craft ice maker and an LG combination wall oven/microwave. No detail has been overlooked! Other updates include a renovated downstairs half bath (2020), a luxurious primary bath upgrade (2023), freshly refreshed deck (2026), ductwork (2025), and dual-zone AC/heating systems (2021), multiple new windows, new gutters/covers. Two staircases will take you upstairs to a massive bonus room perfect for a home theater or playroom. Step outside to your private, fully fenced backyard oasis, or enjoy Radbourne’s fantastic amenities, including a pool, playground, tennis courts, and direct access to the paved Clarks Creek Greenway. Conveniently located with easy access to I-77, I-85, and I-485, you are just 15 minutes from UNCC and Concord Mills. An easy 25-minute drive to both Uptown Charlotte and Lake Norman/Birkdale. Turn-key perfection awaits!

Property details

Beds
4
Baths
2.5
SqFt
3,028
Lot
Year built
1993
Type
Single Family
Garage
2
Heating
Central, Forced Air
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Vinyl, Wood
HOA dues
$416 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,988/ month

Principal & interest
$4,081
Property tax (~1.05%)
$576
Homeowners insurance
$192
HOA dues
$138

Down payment

$32,950 down · $626,050 financed

Income to qualify (28% rule)

~$213,809 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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