Charlotte · Charlotte, NC
2640 Sadler Road
Charlotte, NC · 5,650 sqft
$2,975,000
- 3Beds
- 6.5Baths
- 5,650SqFt
- 1943Year
- 204x134x224 wf 90Lot
About this home
Nestled on a quiet cove of Lake Wylie and free from HOA restrictions, this exceptional gated waterfront home offers the perfect blend of luxury, privacy, and convenience, just a short commute from Charlotte. Thoughtfully designed for both entertaining and everyday lake living, the home showcases breathtaking year-round water views from multiple decks, covered patios, and a rare two-story dock with a grandfathered double boat lift that cannot be replicated today. The meticulously landscaped grounds and extensive renovations create an inviting atmosphere from the moment you arrive. This home is a life-style. The main level features an open-concept floor plan with panoramic lake views, abundant natural light, a chef's kitchen with stainless steel appliances, and a secondary primary suite ideal for guests, in-laws, or multi-generational living. The views from this luxury ensuite bedroom are simply spectacular. The mid-level is dedicated to relaxation and entertainment, offering a media room with reclining theater seating for five, a wet bar, and an additional gathering space perfect for movie nights or unwinding after a day on the water. The luxurious primary suite serves as a private sanctuary, complete with a newly renovated spa-inspired bath featuring a soaking tub, a spacious walk-in closet, and a private balcony overlooking the lake, the perfect setting for morning coffee or sunset views. The lower level provides remarkable flexibility with a second full kitchen, additional bedroom(s), a dedicated office, and easy access to outdoor living spaces. Just outside the office, an outdoor shower mirrors the elegant spa shower found inside, creating a resort-like experience. A hot tub overlooking the property offers the perfect place to relax and enjoy peaceful lake evenings. Adding to the home's uniqueness is an attached three-car garage, an additional detached garage, and a fully equipped fitness studio with its own private entrance, full bath, and kitchenette, ideal for a home gym, guest quarters, studio, or private workspace. The perfectly landscaped grounds also include a firepit with ample seating. Pea gravel walkway, trex decking, steel cable railing and a grilling station at the dock. This is a rare opportunity to own a truly distinctive Lake Wylie waterfront property that combines luxury, functionality, and an unmatched lake lifestyle.
Property details
- Beds
- 3
- Baths
- 6.5
- SqFt
- 5,650
- Lot
- 204x134x224 wf 90
- Year built
- 1943
- Type
- Single Family
- Garage
- 6
- Style
- Transitional
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space, Slab
- Flooring
- Tile, Vinyl
- View
- Water
Features
- Above Ground Hot Tub / Spa
- Dock - Floating
- Hot Tub
- In-Ground Irrigation
- Outdoor Kitchen
- Outdoor Shower
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$21,895/ month
- Principal & interest
- $18,425
- Property tax (~1.05%)
- $2,603
- Homeowners insurance
- $867
- HOA dues
- —
Down payment
$148,750 down · $2,826,250 financed
Income to qualify (28% rule)
~$938,394 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 48 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


