Charlotte · Charlotte, NC
2640 Sadler Road
Charlotte, NC · 5,650 sqft
$2,975,000
- 3Beds
- 6.5Baths
- 5,650SqFt
- 1943Year
- 204x134x224 wf 90Lot
- 32Days on market
About this home
Step inside this fully renovated waterfront home located on a quiet cove of Lake Wylie beside the new RIVER DISTRICT. Free from HOA restrictions, this exceptional gated waterfront home offers the perfect blend of luxury, privacy, and convenience. Thoughtfully designed for both entertaining and everyday lake living, the home showcases breathtaking year-round water views from multiple decks, covered patios, and a two-story dock ideal for entertaining. The meticulously landscaped grounds and extensive renovations create an inviting atmosphere from the moment you arrive. The owners thought of everything when designing this home. The main level features an open-concept floor plan with panoramic lake views, abundant natural light, beautiful kitchen with SS appliances, and a secondary primary suite ideal for guests, in-laws, or multi-generational living. The waterfront views from this luxury ensuite bedroom are simply spectacular. The mid-level is dedicated to relaxation and entertainment, offering a media room with reclining theater seating, a wet bar, and an additional gathering space perfect for movie nights or unwinding after a day on the water. The luxurious primary suite serves as a private sanctuary, complete with a newly renovated spa-inspired bath featuring a soaking tub, large walk-in closet, and a private balcony overlooking the lake, the perfect setting for morning coffee or sunset views. The lower level provides remarkable flexibility with a second full kitchen, additional bedroom(s), a dedicated office, and easy access to outdoor living spaces. Outdoor shower using same materials as the indoor creating a resort-like experience. A hot tub overlooking the property offers the perfect place to relax and enjoy peaceful lake evenings. Adding to the home's uniqueness is an attached three-car garage, an additional detached garage, and a fully equipped fitness studio with its own private entrance, full bath, and kitchenette, ideal for current use or detached guest quarters. The perfectly landscaped grounds also include a firepit, pea gravel walkway, trex decking, steel cable railing and a grilling station at the dock. The home shows beautifully and is a must see!
Property details
- Beds
- 3
- Baths
- 6.5
- SqFt
- 5,650
- Lot
- 204x134x224 wf 90
- Year built
- 1943
- Type
- Single Family
- Days on market
- 32
- Garage
- 6
- Style
- Transitional
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space, Slab
- Flooring
- Tile, Vinyl
- View
- Water
Features
- Above Ground Hot Tub / Spa
- Dock - Floating
- Hot Tub
- In-Ground Irrigation
- Outdoor Kitchen
- Outdoor Shower
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$21,895/ month
- Principal & interest
- $18,425
- Property tax (~1.05%)
- $2,603
- Homeowners insurance
- $867
- HOA dues
- —
Down payment
$148,750 down · $2,826,250 financed
Income to qualify (28% rule)
~$938,394 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 48 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


