View all 48 photos →

Charlotte · Charlotte, NC

2640 Sadler Road

Charlotte, NC · 5,650 sqft

$2,975,000

  • 3Beds
  • 6.5Baths
  • 5,650SqFt
  • 1943Year
  • 204x134x224 wf 90Lot
  • 32Days on market

About this home

Step inside this fully renovated waterfront home located on a quiet cove of Lake Wylie beside the new RIVER DISTRICT. Free from HOA restrictions, this exceptional gated waterfront home offers the perfect blend of luxury, privacy, and convenience. Thoughtfully designed for both entertaining and everyday lake living, the home showcases breathtaking year-round water views from multiple decks, covered patios, and a two-story dock ideal for entertaining. The meticulously landscaped grounds and extensive renovations create an inviting atmosphere from the moment you arrive. The owners thought of everything when designing this home. The main level features an open-concept floor plan with panoramic lake views, abundant natural light, beautiful kitchen with SS appliances, and a secondary primary suite ideal for guests, in-laws, or multi-generational living. The waterfront views from this luxury ensuite bedroom are simply spectacular. The mid-level is dedicated to relaxation and entertainment, offering a media room with reclining theater seating, a wet bar, and an additional gathering space perfect for movie nights or unwinding after a day on the water. The luxurious primary suite serves as a private sanctuary, complete with a newly renovated spa-inspired bath featuring a soaking tub, large walk-in closet, and a private balcony overlooking the lake, the perfect setting for morning coffee or sunset views. The lower level provides remarkable flexibility with a second full kitchen, additional bedroom(s), a dedicated office, and easy access to outdoor living spaces. Outdoor shower using same materials as the indoor creating a resort-like experience. A hot tub overlooking the property offers the perfect place to relax and enjoy peaceful lake evenings. Adding to the home's uniqueness is an attached three-car garage, an additional detached garage, and a fully equipped fitness studio with its own private entrance, full bath, and kitchenette, ideal for current use or detached guest quarters. The perfectly landscaped grounds also include a firepit, pea gravel walkway, trex decking, steel cable railing and a grilling station at the dock. The home shows beautifully and is a must see!

Property details

Beds
3
Baths
6.5
SqFt
5,650
Lot
204x134x224 wf 90
Year built
1943
Type
Single Family
Days on market
32
Garage
6
Style
Transitional
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space, Slab
Flooring
Tile, Vinyl
View
Water

Features

  • Above Ground Hot Tub / Spa
  • Dock - Floating
  • Hot Tub
  • In-Ground Irrigation
  • Outdoor Kitchen
  • Outdoor Shower

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$21,895/ month

Principal & interest
$18,425
Property tax (~1.05%)
$2,603
Homeowners insurance
$867
HOA dues

Down payment

$148,750 down · $2,826,250 financed

Income to qualify (28% rule)

~$938,394 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.