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Belmont · Belmont, NC

3225 Lake Pointe Drive

Belmont, NC · 3,905 sqft

$1,645,000

  • 4Beds
  • 3.5Baths
  • 3,905SqFt
  • 2013Year
  • 79x253x85x255Lot
  • 1Days on market

About this home

LAKEFRONT LUXURY | BIG WATER VIEWS | PRIVATE COVERED DOCK | ELEVATOR

Freshly updated with newly painted warm white interior and ready to make a stunning first impression, this exceptional custom Yeary Homes lakefront retreat offers the Lake Wylie lifestyle buyers dream about but rarely find.

Imagine starting your morning with coffee overlooking sparkling main-channel views, spending the afternoon boating, paddleboarding, or swimming from your private covered dock, then gathering around the lakeside fire pit as the sun sets across the water. This is not simply a beautiful home. It is a place where every day feels like a vacation.

Perfectly positioned in the prestigious gated community of Reflection Pointe, this home combines deep water, breathtaking long-range views, elevator access, and a private covered dock to create one of the area’s most complete waterfront lifestyles.

Designed to celebrate the lake, walls of windows frame panoramic water views from nearly every rear-facing room. Fourteen-foot coffered ceilings, custom built-ins, rich architectural details, and an open floor plan create an inviting atmosphere that feels both elegant and comfortable. Whether entertaining a crowd or enjoying a quiet evening at home, the layout was designed to bring people together.

The chef’s kitchen is the heart of the home, featuring granite countertops, extensive pull-out cabinetry, a premium Dacor gas cooktop, new appliances in 2024, generous prep space, and seamless flow into the dining and great room, all overlooking the water.

Retreat to the luxurious main-level primary suite where peaceful lake views greet you each morning. A spa-inspired bath and spacious layout create the perfect private escape, while the elevator provides effortless access to every level, making the home ideal for today’s lifestyle and tomorrow’s convenience.

The walkout lower level offers incredible flexibility with a spacious family room featuring a second fireplace, wet bar, three additional bedrooms, flex space, abundant storage, and a screened porch that invites guests to relax long after the day on the water has ended.

Outdoor living is equally impressive. Expansive covered porches, a screened retreat, flagstone terrace, beautifully terraced landscaping, fenced backyard, Zoysia lawn, lake-fed irrigation, and a lakeside fire pit create unforgettable spaces for entertaining or simply enjoying the peaceful surroundings.

The private waterfront amenities make lake living effortless. The covered dock features a motorized boat lift, separate floating PWC dock, internet service, city water, dedicated music zone, and HD security camera system. The deep-water location provides dependable boating access throughout the year, allowing you to enjoy Lake Wylie to its fullest.

Additional luxury features include whole-house automation, surround sound, plantation shutters, aluminum-clad windows, dual HVAC systems, tankless water heater, whole-house surge protection, epoxy-coated garage and storage floors, plus an oversized garage with extra space for a workshop, golf cart, or recreational equipment.

The sloped driveway allows the home to sit closer to the shoreline, creating a more immersive waterfront experience with enhanced privacy and spectacular panoramic views that are difficult to replicate.

Just minutes from Belmont, Charlotte Douglas International Airport, restaurants, shopping, and everything Lake Wylie has to offer, this freshly refreshed waterfront retreat delivers the luxury, convenience, and lake lifestyle discerning buyers have been waiting for.

Live the lake life. Every single day.

Property details

Beds
4
Baths
3.5
SqFt
3,905
Lot
79x253x85x255
Year built
2013
Type
Single Family
Days on market
1
Garage
2
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Tile, Wood
View
Water
HOA dues
$1,302 / 6mo

Features

  • Elevator
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar
  • Fire Pit
  • Dock - Floating
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$12,049/ month

Principal & interest
$10,187
Property tax (~0.85%)
$1,165
Homeowners insurance
$479
HOA dues
$217

Down payment

$82,250 down · $1,562,750 financed

Income to qualify (28% rule)

~$516,426 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

Explore Belmont

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