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Belmont · Belmont, NC

3225 Lake Pointe Drive

Belmont, NC · 3,905 sqft

$1,645,000

  • 4Beds
  • 3.5Baths
  • 3,905SqFt
  • 2013Year
  • 79x253x85x255Lot
  • 75Days on market

About this home

LAKEFRONT LUXURY | BIG WATER VIEWS | PRIVATE COVERED DOCK | ELEVATOR

Looking for the ultimate deep-water retreat? Experience the Lake Wylie lifestyle in this exceptional European-inspired custom waterfront estate in Belmont’s gated Reflection Pointe. Set on one of the community’s coveted deep-water homesites with expansive, wide-open water views, this home delivers the waterfront setting buyers dream about but rarely find. Imagine morning coffee overlooking sparkling main-channel views, afternoons boating or paddleboarding from your private dock, and evenings gathered around the lakeside fire pit. Here, every day feels like a vacation.

Designed to celebrate the lake, walls of windows capture panoramic water views from nearly every rear-facing room. The dramatic Great Room features soaring 14-foot coffered ceilings, fireplace, custom built-ins, and an open layout that feels both elegant and inviting.

The chef’s kitchen features granite countertops, extensive pull-out cabinetry, a premium Dacor gas cooktop, new appliances in 2024, generous prep space, and seamless flow to the dining and living areas—all overlooking the water.

The main-level primary suite offers beautiful lake views and a spa-inspired bath, while the private elevator provides convenient access to the walkout lower level with second living quarters.

Ideal for multigenerational living or extended-stay guests, the lower level offers private second living quarters with a spacious Family Room and second fireplace, mini kitchen/wet bar, three additional bedrooms, flex space, abundant storage, and a screened porch with incredible water views. With its own gathering spaces and direct outdoor access, family and guests can enjoy privacy while remaining connected to the rest of the home.

Outdoor living is exceptional! Screened in lower porch and a flagstone terrace off the Kitchen and Primary Suite on Main level, terraced landscaping, fenced backyard, Zoysia lawn, lake-fed irrigation, and a lakeside fire pit. At the shoreline, the private covered dock features a motorized boat lift and separate floating PWC dock, plus city water, internet access, dedicated music zone, and HD security cameras. The deep-water location provides excellent boating access throughout the year.

Additional features include whole-house automation, surround sound, plantation shutters, aluminum-clad windows, dual HVAC systems, tankless water heater, whole-house surge protection, epoxy-coated garage and storage floors, and an oversized garage with space for recreational equipment.

Just minutes from Belmont, Charlotte Douglas International Airport, restaurants, shopping, and everything Lake Wylie has to offer, this deep-water waterfront retreat delivers the luxury, convenience, and lake lifestyle discerning buyers have been waiting for.

Live the lake life. Every single day.

Property details

Beds
4
Baths
3.5
SqFt
3,905
Lot
79x253x85x255
Year built
2013
Type
Single Family
Days on market
75
Garage
2
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Tile, Wood
View
Water
HOA dues
$1,302 / 6mo

Features

  • Breakfast Bar
  • Elevator
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar
  • Fire Pit
  • Dock - Floating
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$12,049/ month

Principal & interest
$10,187
Property tax (~0.85%)
$1,165
Homeowners insurance
$479
HOA dues
$217

Down payment

$82,250 down · $1,562,750 financed

Income to qualify (28% rule)

~$516,426 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

Explore Belmont →

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