Belmont · Belmont, NC
314 Dogwood Lane
Belmont, NC · 2,653 sqft
$650,000
- 6Beds
- 4Baths
- 2,653SqFt
- 1965Year
- 1Days on market
About this home
Welcome to an exceptional property offering rare versatility just steps from the heart of downtown Belmont! Boasting a total of 5 spacious bedrooms and 4 full bathrooms, this home is perfect for multi-generational living, hosting guests, or establishing a premium income-producing space.The main residence features an intelligent, open floor plan that underwent a comprehensive, high-end remodel in 2019 and has just been treated to a pristine, whole-house fresh paint job. Downstairs, the massive full basement offers incredible flex space—perfect for a home theater, gym, workshop, or abundant storage. The true crown jewel of this property is the separate, fully detached Mother-In-Law suite. Complete with its own private kitchenette and full bathroom, it’s an ideal setup for extended family, a long-term rental, or a dream home office. Walk or bike easily to Belmont’s vibrant downtown restaurants, boutique shopping, and community parks. Best of all, this property has been completely pre-inspected for absolute peace of mind and an easy, transparent transaction. Don't miss this move-in-ready gem in one of Belmont’s most sought-after locations!
Property details
- Beds
- 6
- Baths
- 4
- SqFt
- 2,653
- Lot
- —
- Year built
- 1965
- Type
- Single Family
- Days on market
- 1
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Heat Pump
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,675/ month
- Principal & interest
- $4,025
- Property tax (~0.85%)
- $460
- Homeowners insurance
- $189
- HOA dues
- —
Down payment
$32,500 down · $617,500 financed
Income to qualify (28% rule)
~$200,384 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 44 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.


