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Belmont · Belmont, NC

314 Dogwood Lane

Belmont, NC · 2,653 sqft

$650,000

  • 6Beds
  • 4Baths
  • 2,653SqFt
  • 1965Year
  • 1Days on market

About this home

Welcome to an exceptional property offering rare versatility just steps from the heart of downtown Belmont! Boasting a total of 5 spacious bedrooms and 4 full bathrooms, this home is perfect for multi-generational living, hosting guests, or establishing a premium income-producing space.The main residence features an intelligent, open floor plan that underwent a comprehensive, high-end remodel in 2019 and has just been treated to a pristine, whole-house fresh paint job. Downstairs, the massive full basement offers incredible flex space—perfect for a home theater, gym, workshop, or abundant storage. The true crown jewel of this property is the separate, fully detached Mother-In-Law suite. Complete with its own private kitchenette and full bathroom, it’s an ideal setup for extended family, a long-term rental, or a dream home office. Walk or bike easily to Belmont’s vibrant downtown restaurants, boutique shopping, and community parks. Best of all, this property has been completely pre-inspected for absolute peace of mind and an easy, transparent transaction. Don't miss this move-in-ready gem in one of Belmont’s most sought-after locations!

Property details

Beds
6
Baths
4
SqFt
2,653
Lot
Year built
1965
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,675/ month

Principal & interest
$4,025
Property tax (~0.85%)
$460
Homeowners insurance
$189
HOA dues

Down payment

$32,500 down · $617,500 financed

Income to qualify (28% rule)

~$200,384 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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