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Belmont · Belmont, NC

314 Ardmore Drive

Belmont, NC · 2,246 sqft

$469,990

  • 3Beds
  • 2.5Baths
  • 2,246SqFt
  • 2026Year
  • 1Days on market

About this home

Welcome home to 314 Ardmore Dr in Seven Oaks, a townhome community within the award-winning McLean neighborhood offering Lake Wylie lifestyle and Belmont charm just minutes from Downtown Belmont's shops, restaurants, and scenic trails. This Boyd plan will give you 2,246 square feet of low-maintenance living across two stories, with 3 bedrooms, 2.5 bathrooms, and a 2 bay rear load garage. A covered front porch welcomes you into an open concept first floor featuring a great room and a gourmet kitchen with white cabinets, white quartz countertops, and a large single bowl stainless sink set into the island, plus a first-floor office and a powder room for added flexibility. Open rail stairs will lead you up to a loft, two secondary bedrooms sharing a bathroom, and a primary suite complete with a spa-like bathroom showcasing dual vanities in warm brown cabinets with white countertops, a tiled walk-in shower, and a spacious walk-in closet. Discover the perfect blend of comfort and convenience at 314 Ardmore Dr.

Property details

Beds
3
Baths
2.5
SqFt
2,246
Lot
Year built
2026
Type
Townhome
Days on market
1
Garage
2
Heating
Forced Air, Zoned
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl, Wood
HOA dues
$235 / mo

Features

  • Attic Stairs Pulldown
  • Drop Zone
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,615/ month

Principal & interest
$2,910
Property tax (~0.85%)
$332
Homeowners insurance
$137
HOA dues
$235

Down payment

$23,499 down · $446,490 financed

Income to qualify (28% rule)

~$154,961 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.