Lincolnton · Lincolnton, NC
3136 Philadelphia Church Road
Lincolnton, NC · 1,770 sqft
$197,000
Reduced from $220,000
- 3Beds
- 2Baths
- 1,770SqFt
- 1960Year
- 47Days on market
About this home
Welcome to your dream country retreat in Lincolnton, North Carolina! This charming 3-bedroom, 2-bathroom ranch-style home sits beautifully on a spacious, flat one-acre lot surrounded by majestic, mature trees that offer exceptional privacy and shade. Perfect for hobbyists, mechanics, or creators, the property features a massive detached workshop fully equipped with its own dedicated electrical power meter. Inside, the classic single-level floor plan offers easy, accessible living with a bright den, and a peaceful primary suite. Enjoy quiet Carolina evenings on your large back deck overlooking your expansive, private backyard.
Handyman special, needs some updates and priced accordingly.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,770
- Lot
- —
- Year built
- 1960
- Type
- Single Family
- Days on market
- 47
- Garage
- 2
- Style
- Ranch
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space, Slab
- Flooring
- Vinyl
Features
- Attic Stairs Pulldown
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,405/ month
- Principal & interest
- $1,220
- Property tax (~0.78%)
- $128
- Homeowners insurance
- $57
- HOA dues
- —
Down payment
$9,850 down · $187,150 financed
Income to qualify (28% rule)
~$60,239 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 15 photos
About Lincolnton
Lincoln County seat
County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.
