Belmont · Belmont, NC
311 Todd Street
Belmont, NC · 873 sqft
$260,000
- 2Beds
- 2Baths
- 873SqFt
- 1948Year
- 24Days on market
About this home
Beautifully updated 2-bedroom, 2-bath starter home that's also ideal as a cash-flowing investment. The updated interior includes a permitted second bathroom and laundry area, increasing rental potential with its convenient location near several parks, a community garden, Charlotte Douglas Airport, the U.S. National Whitewater Center, downtown Belmont, Belmont Abbey College and several hospitals. All appliances and furnishings are new as of 2025 and can come with the property at no additional charge.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 873
- Lot
- —
- Year built
- 1948
- Type
- Single Family
- Days on market
- 24
- Style
- Ranch
- Heating
- Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,870/ month
- Principal & interest
- $1,610
- Property tax (~0.85%)
- $184
- Homeowners insurance
- $75
- HOA dues
- —
Down payment
$13,000 down · $247,000 financed
Income to qualify (28% rule)
~$80,154 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 28 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.


