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Belmont · Belmont, NC

311 Todd Street

Belmont, NC · 873 sqft

$260,000

  • 2Beds
  • 2Baths
  • 873SqFt
  • 1948Year
  • 24Days on market

About this home

Beautifully updated 2-bedroom, 2-bath starter home that's also ideal as a cash-flowing investment. The updated interior includes a permitted second bathroom and laundry area, increasing rental potential with its convenient location near several parks, a community garden, Charlotte Douglas Airport, the U.S. National Whitewater Center, downtown Belmont, Belmont Abbey College and several hospitals. All appliances and furnishings are new as of 2025 and can come with the property at no additional charge.

Property details

Beds
2
Baths
2
SqFt
873
Lot
Year built
1948
Type
Single Family
Days on market
24
Style
Ranch
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,870/ month

Principal & interest
$1,610
Property tax (~0.85%)
$184
Homeowners insurance
$75
HOA dues

Down payment

$13,000 down · $247,000 financed

Income to qualify (28% rule)

~$80,154 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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