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Lincolnton · Lincolnton, NC

3020 N Ridge Court

Lincolnton, NC · 3,600 sqft

$715,000

  • 4Beds
  • 3.5Baths
  • 3,600SqFt
  • 2004Year
  • 1Days on market

About this home

Welcome to 3020 N Ridge Court, a custom one-owner home perfectly positioned on a 2.18-acre corner lot in the desirable Arbor Hills community within the North Lincoln School District. Offering approximately 3,600 square feet, this thoughtfully designed residence features 4 bedrooms and 3.5 bathrooms with a spacious floor plan that blends everyday comfort with exceptional functionality. The impressive two-story main living area showcases a soaring ceiling, custom built-ins, beams with natural light and an inviting ship lap fireplace, creating a warm focal point for the home. The well-appointed kitchen offers custom cabinetry, generous workspace including a custom built breakfast island, a walk-in pantry, and flows seamlessly into the main living areas for easy entertaining. Designed with flexibility in mind, the home includes a large bonus room w/ 2 closets, a dedicated flex/craft room, a den area and a charming reading or study nook complete with a custom built-in—providing a great space for hobbies, office, or relaxation. The oversized primary suite serves as a private retreat, featuring dual vanities, a jetted garden tub, separate shower, spacious walk-in closet and convenient direct access to the laundry room. Outdoor living is equally inviting with an expansive covered front porch, screened-in back porch, and rear deck overlooking the property. The septic system was thoughtfully designed to accommodate a future pool and outdoor entertaining area, offering excellent potential to create your ideal backyard retreat for entertaining. With quality craftsmanship, abundant storage, custom details throughout, and a highly desirable location, 3020 N Ridge Court presents a wonderful opportunity to own a beautifully maintained home in one of North Lincoln’s established neighborhoods!

Property details

Beds
4
Baths
3.5
SqFt
3,600
Lot
Year built
2004
Type
Single Family
Days on market
1
Garage
2
Heating
Electric, Heat Pump, Zoned
Cooling
Electric, Multi Units, Zoned
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$325 / yr

Features

  • Breakfast Bar
  • Built-in Features
  • Central Vacuum
  • Entrance Foyer
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Whirlpool
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,128/ month

Principal & interest
$4,428
Property tax (~0.78%)
$464
Homeowners insurance
$208
HOA dues
$27

Down payment

$35,750 down · $679,250 financed

Income to qualify (28% rule)

~$219,795 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

Explore Lincolnton

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