Lincolnton · Lincolnton, NC
3020 N Ridge Court
Lincolnton, NC · 3,600 sqft
$715,000
- 4Beds
- 3.5Baths
- 3,600SqFt
- 2004Year
- 1Days on market
About this home
Welcome to 3020 N Ridge Court, a custom one-owner home perfectly positioned on a 2.18-acre corner lot in the desirable Arbor Hills community within the North Lincoln School District. Offering approximately 3,600 square feet, this thoughtfully designed residence features 4 bedrooms and 3.5 bathrooms with a spacious floor plan that blends everyday comfort with exceptional functionality. The impressive two-story main living area showcases a soaring ceiling, custom built-ins, beams with natural light and an inviting ship lap fireplace, creating a warm focal point for the home. The well-appointed kitchen offers custom cabinetry, generous workspace including a custom built breakfast island, a walk-in pantry, and flows seamlessly into the main living areas for easy entertaining. Designed with flexibility in mind, the home includes a large bonus room w/ 2 closets, a dedicated flex/craft room, a den area and a charming reading or study nook complete with a custom built-in—providing a great space for hobbies, office, or relaxation. The oversized primary suite serves as a private retreat, featuring dual vanities, a jetted garden tub, separate shower, spacious walk-in closet and convenient direct access to the laundry room. Outdoor living is equally inviting with an expansive covered front porch, screened-in back porch, and rear deck overlooking the property. The septic system was thoughtfully designed to accommodate a future pool and outdoor entertaining area, offering excellent potential to create your ideal backyard retreat for entertaining. With quality craftsmanship, abundant storage, custom details throughout, and a highly desirable location, 3020 N Ridge Court presents a wonderful opportunity to own a beautifully maintained home in one of North Lincoln’s established neighborhoods!
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,600
- Lot
- —
- Year built
- 2004
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Electric, Heat Pump, Zoned
- Cooling
- Electric, Multi Units, Zoned
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
- HOA dues
- $325 / yr
Features
- Breakfast Bar
- Built-in Features
- Central Vacuum
- Entrance Foyer
- Open Floorplan
- Pantry
- Split Bedroom
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
- Whirlpool
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$5,128/ month
- Principal & interest
- $4,428
- Property tax (~0.78%)
- $464
- Homeowners insurance
- $208
- HOA dues
- $27
Down payment
$35,750 down · $679,250 financed
Income to qualify (28% rule)
~$219,795 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 48 photos
About Lincolnton
Lincoln County seat
County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.


