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Belmont · Belmont, NC

300 Margarette Avenue

Belmont, NC · 1,848 sqft

$440,000

  • 3Beds
  • 2.5Baths
  • 1,848SqFt
  • 2026Year

About this home

Brand-new construction in Belmont with NO HOA, and it's move-in ready right now. Welcome to 300 Margarette Avenue, a 2026-built 3-bed, 2.5-bath home on a private 0.38-acre corner lot backed by mature trees, just minutes from everything that makes Belmont one of the most-loved small towns near Charlotte.

Step inside to an open-concept main level made for real life and easy entertaining. Wide-plank flooring runs throughout, sunlight pours in, and the living, dining, and kitchen flow together as one bright, connected space. The kitchen is the showpiece: crisp white Shaker cabinets, granite countertops, a tiled subway backsplash, stainless steel appliances, matte-black fixtures, and a center island with seating for casual mornings and crowded weekends alike. A sliding glass door opens to the backyard, where wooded privacy and room to roam wait just outside.

Upstairs, all three bedrooms, both full baths, and the laundry room live together, no hauling baskets between floors. The owner's suite is a true retreat with a walk-in closet, double granite vanity, and a glass-door tiled walk-in shower. The secondary bedrooms are generously sized with their own full bath.

Outside is a welcoming covered front porch, a rear patio for the grill, and an attached 2-car garage. New roof, new systems, new everything, giving the peace of mind only a brand-new build delivers. No deferred maintenance. No HOA dues. No surprises.

Then there's the location. You're about 20 minutes to Uptown Charlotte and 10 to Charlotte Douglas Airport, yet tucked into the charm of Belmont. Walk historic Downtown Belmont for Stowe Park concerts, Old Stone Steakhouse, Honeycomb Cafe, String Bean, and the nostalgic Belmont Drive-In. Spend weekends at Daniel Stowe Botanical Garden, exploring the U.S. National Whitewater Center is right across the river with 1,300+ acres of whitewater rafting, kayaking, zip lines, miles of mountain biking and hiking trails, rock climbing, and live music festivals all year long, or on Lake Wylie at South Point Access Park. Award-winning local festivals, nine parks, and small-town energy, all with big-city access.

New build. Prime location. No HOA. Priced to sell. Schedule your private showing today!

Property details

Beds
3
Baths
2.5
SqFt
1,848
Lot
Year built
2026
Type
Single Family
Garage
2
Style
Transitional
Heating
Electric
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl

Features

  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,165/ month

Principal & interest
$2,725
Property tax (~0.85%)
$311
Homeowners insurance
$128
HOA dues

Down payment

$22,000 down · $418,000 financed

Income to qualify (28% rule)

~$135,645 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

Explore Belmont

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.