View all 48 photos →

Charlotte · Charlotte, NC

2940 Shady Reach Lane

Charlotte, NC · 3,032 sqft

$675,000

Reduced from $679,000

  • 5Beds
  • 3Baths
  • 3,032SqFt
  • 2001Year
  • 1Days on market

About this home

Welcome to highly sought-after Mt. Isle Harbor! Nestled on a rare flat, nearly half-acre cul-de-sac lot, this beautifully updated 5-bedroom, 3-bath home offers the perfect blend of space, functionality, and lifestyle in one of Charlotte's premier lake-access communities. Thoughtfully refreshed throughout, the home features fresh interior paint, brand-new carpet, and stunning Carrera quartz countertops in the kitchen and all bathrooms, creating a bright, modern feel from the moment you step inside. Additional updates include recently replaced HVAC systems, a covered front porch addition, 220V garage hookup, updated lighting and plumbing fixtures, and smart home capabilities. The impressive two-story foyer welcomes guests and opens to a flexible front living room and formal dining room, ideal for entertaining, working from home, or everyday living. The eat-in kitchen serves as the heart of the home with abundant cabinetry, generous prep space, beautiful quartz countertops, and a newer LG refrigerator featuring craft ice. The adjoining breakfast area flows seamlessly into the spacious family room, complete with abundant natural light and a cozy gas log fireplace. A main-level bedroom and full bath provide the perfect setup for guests, multigenerational living, or a private home office. Upstairs, the spacious primary suite offers a relaxing retreat with a garden soaking tub, separate shower, dual vanities, and a large walk-in closet. Generously sized secondary bedrooms feature walk-in closets and share a well-appointed hall bath. The expansive bonus room over the garage provides exceptional flexibility and can easily function as a fifth bedroom plus a playroom, media room, home gym, or second living space. A conveniently located upstairs laundry room includes newer GE front-load washer and dryer. Step outside and enjoy one of the neighborhood's most desirable features—a large, usable flat backyard with endless possibilities for recreation, gardening, entertaining, or future outdoor enhancements. An impressive 12' x 24' detached storage building offers abundant space for a workshop, hobbies, lawn equipment, recreational gear, or additional storage. Mt. Isle Harbor offers exceptional lake lifestyle with community boat docks, boat ramp, boat storage, lake access, basketball, tennis and pickleball courts, soccer field, playground, clubhouse, community pool, lakefront picnic and grilling areas, plus neighborhood social events throughout the year. Conveniently located just minutes from I-485, Riverbend Village shopping and dining, Uptown Charlotte, and Charlotte Douglas International Airport. Move-in ready and packed with updates, this exceptional home offers the perfect combination of modern comfort, outdoor space, and lake-community living.

Property details

Beds
5
Baths
3
SqFt
3,032
Lot
Year built
2001
Type
Single Family
Days on market
1
Garage
2
Style
Traditional
Heating
Central, Heat Pump, Natural Gas
Cooling
Attic Fan, Ceiling Fan(s)
Foundation
Crawl Space
Flooring
Carpet, Laminate, Hardwood
HOA dues
$576 / 6mo

Features

  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,063/ month

Principal & interest
$4,180
Property tax (~1.05%)
$590
Homeowners insurance
$196
HOA dues
$96

Down payment

$33,750 down · $641,250 financed

Income to qualify (28% rule)

~$217,027 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.