Belmont · Belmont, NC

2522 Serene Avenue

Belmont, NC · 2,014 sqft

$642,159

  • 3Beds
  • 2Baths
  • 2,014SqFt
  • 2026Year
  • 1Days on market

About this home

Welcome to the newest premier 55+, active-adult community in the Charlotte area: Carolina Riverside! Conveniently located to charming downtown Belmont, Charlotte-Douglas International Airport, the Catawba River and Lake Wylie, hospitals, grocery stores, golf courses, and more. Enjoy HOA-included lawn maintenance, TV & high-speed Internet, a lifestyle director, and a multitude of coming-soon amenities including a 19K square foot clubhouse, fitness center, indoor and outdoor pools, pickleball and bocce courts, event lawn, and walking trails. This under-construction Mainstay ranch boasts an open-concept layout with a gourmet, storage-rich kitchen and sliding glass doors out to a rear covered patio. Enjoy three bedrooms and a flex room for plentiful space for day-to-day living and entertaining. High-end finishes including an oversized, zero-entry primary shower; house-wide EVP flooring; tray ceilings throughout; upgraded trim profile; laundry room cabinet/sink package; and luxurious designer finishes throughout. Please contact us to schedule a visit!

Property details

Beds
3
Baths
2
SqFt
2,014
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Heating
ENERGY STAR Qualified Equipment, Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Tile, Vinyl
HOA dues
$320 / mo

Features

  • Attic Stairs Fixed
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,939/ month

Principal & interest
$3,977
Property tax (~0.85%)
$454
Homeowners insurance
$187
HOA dues
$320

Down payment

$32,107 down · $610,051 financed

Income to qualify (28% rule)

~$211,681 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

Explore Belmont

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.