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Belmont · Belmont, NC

2172 Southridge Drive

Belmont, NC · 2,277 sqft

$444,900

Reduced from $459,900

  • 4Beds
  • 3Baths
  • 2,277SqFt
  • 2006Year
  • 119Days on market

About this home

Motivated Seller! Recently reduced and now priced below current online real estate estimates, this move-in ready home offers exceptional value in the highly desirable South Point Ridge community.

Welcome to South Point Ridge, where comfort, style, and convenience come together in this inviting 1.5-story home featuring 4 bedrooms and 3 full bathrooms. Nestled in a quiet, sought-after neighborhood, you'll enjoy easy access to the shopping, dining, and entertainment of vibrant downtown Belmont.

The thoughtfully designed main level features a spacious primary suite with a walk-in closet and a private en-suite bath complete with a soaking tub and separate shower. Two additional bedrooms and a full bathroom provide flexible space for family, guests, or hobbies. Hardwood flooring flows throughout the main living areas, while the bedrooms offer the comfort of carpeting.

Upstairs, a private fourth bedroom with its own full bathroom creates the perfect retreat for guests, a home office, or a bonus room.

The open-concept kitchen is ideal for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, and a seamless connection to the living room. Just beyond the kitchen, the bright sunroom is surrounded by windows, creating a relaxing, light-filled space overlooking the backyard.

Step outside to a fully fenced backyard that backs to a peaceful tree line, providing added privacy and a tranquil setting for outdoor living.

Residents of South Point Ridge enjoy outstanding community amenities, including a neighborhood pool and a separate playground.

With its versatile floor plan, desirable location, private backyard, community amenities, and attractive recent price reduction, this home offers an exceptional opportunity to own in one of Belmont's most desirable communities.

HOA Information: Ownership is restricted to individuals; LLC and corporate purchases are not permitted. Investors must occupy the property as their primary residence for a minimum of 18 months before leasing or renting the home. Buyers and buyers' agents are encouraged to verify all HOA rules, restrictions, and requirements.

Property details

Beds
4
Baths
3
SqFt
2,277
Lot
Year built
2006
Type
Single Family
Days on market
119
Garage
2
Heating
Natural Gas
Cooling
Central Air
Foundation
Slab
HOA dues
$155 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,251/ month

Principal & interest
$2,755
Property tax (~0.85%)
$315
Homeowners insurance
$129
HOA dues
$51

Down payment

$22,245 down · $422,655 financed

Income to qualify (28% rule)

~$139,369 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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