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Belmont · Belmont, NC

217 Todd Street

Belmont, NC · 1,038 sqft

$315,000

  • 2Beds
  • 1Baths
  • 1,038SqFt
  • 1938Year
  • 1Days on market

About this home

Welcome home to this charming 2 bedroom, 1 bath bungalow nestled in one of Belmont's most walkable neighborhoods. Thoughtfully designed with a cozy and efficient floor plan, this home makes the most of every square foot while offering comfortable everyday living. Natural light fills the inviting living spaces, creating a warm and welcoming atmosphere. Off the kitchen, there is a large utility room for additional workspace and storage. Step outside to enjoy a private backyard—perfect for relaxing, entertaining, gardening, or letting pets play. Walk to Rocky Branch Park or into town! Located just minutes from Belmont's vibrant downtown, you'll love the convenience of nearby local shops, restaurants, parks, and community events, all while enjoying the charm of a quiet neighborhood. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this delightful bungalow is one you won't want to miss.

Property details

Beds
2
Baths
1
SqFt
1,038
Lot
Year built
1938
Type
Single Family
Days on market
1
Style
Bungalow
Heating
Central, Forced Air
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,265/ month

Principal & interest
$1,950
Property tax (~0.85%)
$223
Homeowners insurance
$91
HOA dues

Down payment

$15,750 down · $299,250 financed

Income to qualify (28% rule)

~$97,110 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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