Belmont · Belmont, NC
217 Todd Street
Belmont, NC · 1,038 sqft
$315,000
- 2Beds
- 1Baths
- 1,038SqFt
- 1938Year
- 1Days on market
About this home
Welcome home to this charming 2 bedroom, 1 bath bungalow nestled in one of Belmont's most walkable neighborhoods. Thoughtfully designed with a cozy and efficient floor plan, this home makes the most of every square foot while offering comfortable everyday living. Natural light fills the inviting living spaces, creating a warm and welcoming atmosphere. Off the kitchen, there is a large utility room for additional workspace and storage. Step outside to enjoy a private backyard—perfect for relaxing, entertaining, gardening, or letting pets play. Walk to Rocky Branch Park or into town! Located just minutes from Belmont's vibrant downtown, you'll love the convenience of nearby local shops, restaurants, parks, and community events, all while enjoying the charm of a quiet neighborhood. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this delightful bungalow is one you won't want to miss.
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 1,038
- Lot
- —
- Year built
- 1938
- Type
- Single Family
- Days on market
- 1
- Style
- Bungalow
- Heating
- Central, Forced Air
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Tile, Vinyl
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,265/ month
- Principal & interest
- $1,950
- Property tax (~0.85%)
- $223
- Homeowners insurance
- $91
- HOA dues
- —
Down payment
$15,750 down · $299,250 financed
Income to qualify (28% rule)
~$97,110 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 39 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.


