Cornelius · Cornelius, NC
21200 Rio Oro Drive
Cornelius, NC · 2,048 sqft
$1,249,900
- 3Beds
- 2Baths
- 2,048SqFt
- 1979Year
About this home
Experience the best of Lake Norman living in this charming waterfront home nestled in a peaceful, quiet cove in desirable Cornelius. Perfectly positioned with easy access to the main channel, this exceptional location is just minutes from shopping, dining, entertainment, I-77, and a convenient commute to Charlotte and surrounding areas.
This beautifully updated ranch home features a sought-after split-bedroom floor plan with 3 bedrooms and 2 bathrooms, offering comfort, privacy, and effortless single-level living. Designed for both everyday living and entertaining, the thoughtfully renovated chef's kitchen showcases stunning quartz countertops, a large center island, abundant custom cabinetry, a five-burner gas cooktop, double wall ovens, a stylish tile backsplash, and upgraded lighting.
The spacious primary suite serves as a private retreat, complete with direct access to a secluded deck, a walk-in closet, and designer lighting. The luxurious ensuite bath creates a spa-like experience with a soaking tub, walk-in shower, dual vanities, and elegant finishes.
Step outside and embrace the ultimate waterfront lifestyle. A private deep-water dock and pier accommodate up to two boats, making it easy to enjoy everything Lake Norman has to offer. Relax on the expansive covered deck overlooking the tranquil cove, or gather with family and friends around the fire pit on the spacious paver patio while taking in beautiful water views stretching toward the main channel.
Whether you're seeking a full-time residence or the perfect lake retreat, this exceptional home offers the ideal blend of luxury, comfort, and convenience. This is Lake Norman living at its finest.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 2,048
- Lot
- —
- Year built
- 1979
- Type
- Single Family
- Style
- Transitional
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Tile
- View
- Water, Year Round
Features
- Built-in Features
- Drop Zone
- Garden Tub
- Kitchen Island
- Open Floorplan
- Split Bedroom
- Storage
- Walk-In Closet(s)
- Fire Pit
- In-Ground Irrigation
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$9,042/ month
- Principal & interest
- $7,740
- Property tax (~0.90%)
- $937
- Homeowners insurance
- $364
- HOA dues
- —
Down payment
$62,495 down · $1,187,405 financed
Income to qualify (28% rule)
~$387,555 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 44 photos
About Cornelius
Lake Norman · Old Town walkable
North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.


