Cornelius · Cornelius, NC
21624 Rio Oro Drive #50
Cornelius, NC · 1,962 sqft
$1,079,000
- 3Beds
- 2Baths
- 1,962SqFt
- 1979Year
About this home
Location, location, location! Enjoy the best of Lake Norman living from this waterfront home in the highly desirable Bahia Bay community. Ideally situated in a peaceful cove just off the main channel, you can enjoy quieter water at home while still being only minutes by boat from waterfront dining and entertainment.
The outdoor living space is designed for relaxing and entertaining, with expansive lake views, a spacious covered porch, outdoor kitchen, gas grill and refrigerator. Outdoor gas heater for those cooler evenings. A private dock, electric boat lift and jet ski ramp/lift make it easy to take full advantage of life on the water.
Inside, the home offers three levels of living space with a flexible layout, custom finishes and plenty of room for family and guests. The main level features open-concept living, while the primary suite is privately located upstairs.
Additional highlights include a fenced backyard with automatic gate, HVAC replaced in 2020, and roof and exterior paint completed in 2022.
Bahia Bay also offers a community boat launch, docks and picnic area. Leave the car at home—bike or take the golf cart to nearby shopping centers, grocery stores, restaurants and everyday conveniences, all just minutes away. With quick access to I-77, shopping, dining, Birkdale Village and everything Cornelius and Lake Norman have to offer, this location is hard to beat.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,962
- Lot
- —
- Year built
- 1979
- Type
- Single Family
- Garage
- 1
- Style
- Traditional
- Heating
- Forced Air
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Linoleum, Vinyl, Wood
- View
- Water, Year Round
- HOA dues
- $75 / yr
Features
- Attic Other
- Kitchen Island
- Pantry
- Dock - Floating
- Outdoor Kitchen
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$7,812/ month
- Principal & interest
- $6,682
- Property tax (~0.90%)
- $809
- Homeowners insurance
- $314
- HOA dues
- $6
Down payment
$53,950 down · $1,025,050 financed
Income to qualify (28% rule)
~$334,833 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 23 photos
About Cornelius
Lake Norman · Old Town walkable
North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.
