Belmont · Belmont, NC
206 Cedar Street
Belmont, NC · 1,000 sqft
$365,000
- 2Beds
- 2Baths
- 1,000SqFt
- 1958Year
- 1Days on market
About this home
Welcome to 206 Cedar Street, where timeless bungalow charm meets one of Belmont's most desirable locations. Nestled in the heart of downtown Belmont, this beautifully maintained 2-bedroom, 2-full-bath home offers the perfect blend of character, comfort, and convenience—just moments from local restaurants, shops, parks, and everything historic downtown has to offer.
Inside, you'll find a warm and inviting layout featuring two spacious bedrooms, two updated full baths, and a versatile flex space that's ideal for a home office, study, playroom, or hobby area. Original charm pairs beautifully with thoughtful updates, creating a home that's both functional and full of personality.
Step outside to discover your own private backyard retreat. Whether you're relaxing around the fire pit, tending to the dedicated gardening area, entertaining friends, or taking advantage of the detached outbuilding for storage or a workshop, this outdoor space offers endless possibilities.
If you've been searching for a move-in-ready home with charm, flexible living space, and an unbeatable downtown Belmont location, 206 Cedar Street is one you won't want to miss.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,000
- Lot
- —
- Year built
- 1958
- Type
- Single Family
- Days on market
- 1
- Style
- Bungalow
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Tile, Wood
Features
- Attic Other
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,625/ month
- Principal & interest
- $2,260
- Property tax (~0.85%)
- $258
- Homeowners insurance
- $106
- HOA dues
- —
Down payment
$18,250 down · $346,750 financed
Income to qualify (28% rule)
~$112,523 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 34 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.
