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Cornelius · Cornelius, NC

20427 Harborgate Court #606

Cornelius, NC · 1,360 sqft

$850,000

  • 3Beds
  • 2Baths
  • 1,360SqFt
  • 1985Year

About this home

WOW is what you will say when you walk through the front door of this waterfront beauty! This updated 3 bedroom 2 full bath penthouse condo offers a vaulted ceiling in the family room as well as long range Lake Norman views from the sliding glass doors. The updated kitchen has an opening into the family room & features beautiful cabinets complete w/granite, tile backsplash, stainless steel appliances & even a wine fridge! The family room & dining area have sliding glass doors that lead to the open deck area which has a Sunbrella awning for shade or you can go over to the covered porch area which can also be accessed from the primary bedroom. Porch area has pull down shades to block the afternoon sun. A large magnolia tree offers privacy & shade as well! The primary bath has been updated with new cabinets & a wonderful tiled shower. Hardwoods in the dining area, kitchen & down the hallway. Deck and porch area have the Hydro Stop floor treatment, a huge upgrade. Plantation Shutters on windows ... Nice Blinds on sliders. Hydro-Host boat lift in Assigned slip #53 is included - outside slip with easy in and out- which you can see right from your condo. Maximum boat length 27 ft overall and must be titled in owner's name. Storage Closet on deck and additional 80 sq ft storage room in basement for all your water toys, etc. Clubhouse and Pool recently renovated and Harborgate Court Street and Parking Areas recently resurfaced. Confirmed Special Assessment of aprx $40 per month for AT&T Fiber Optic runs July-December 2026 and rolls into HOA dues in January 2027.

Property details

Beds
3
Baths
2
SqFt
1,360
Lot
Year built
1985
Type
Condo
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric, Heat Pump
Foundation
Slab
Flooring
Carpet, Tile, Wood
View
Long Range, Water, Year Round
HOA dues
$445 / mo

Features

  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,594/ month

Principal & interest
$5,264
Property tax (~0.90%)
$637
Homeowners insurance
$247
HOA dues
$445

Down payment

$42,500 down · $807,500 financed

Income to qualify (28% rule)

~$282,630 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Cornelius

Lake Norman · Old Town walkable

North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.

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