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Cornelius · Cornelius, NC

20396 Queens Street

Cornelius, NC · 3,102 sqft

$1,125,000

  • 4Beds
  • 3.5Baths
  • 3,102SqFt
  • 2026Year
  • 125Days on market

About this home

NEW CONSTRUCTION, NO HOA, and LESS THAN 30-45 DAYS TO COMPLETION in Cornelius sits in a prime location just minutes from both Downtown Cornelius and Downtown Davidson, and is one of only five homes being built in a private cul-de-sac enclave. The thoughtfully designed layout features 4 bedrooms and 3.5 baths, 10' ceilings on main and 9' ceilings upstairs, and a primary suite on the main level. The main floor offers hardwood flooring throughout (except tile in owners bath), and a beautifully appointed kitchen with floor-to-ceiling cabinetry, under-cabinet lighting, a cabinet wood hood, wood shelving in pantry, and a large island that opens to a spacious family room with a coffered ceiling and a gas fireplace with stacked-stone surround. A bright dining area leads to a covered rear deck, and a private study provides the flexibility to serve as a home office or formal dining room. The primary suite includes a large tiled walk-in shower, double vanity, and an oversized walk-in closet with wood shelving. Upstairs, you’ll find a generous media room, well-sized secondary bedrooms with walk-in closets, and a Jack-and-Jill bath. The exterior is beautifully finished with black windows and gutters, and rough-sawn cedar stained columns, creating a striking and modern curb appeal, and adds an encapsulated and conditioned crawl space! This home blends luxury, comfort, and customization in an unbeatable location. Photos are artist renderings and/or representative of previous build and some details may differ. Photos may show some items not scheduled for this property but may be available as upgrades.

Property details

Beds
4
Baths
3.5
SqFt
3,102
Lot
Year built
2026
Type
Single Family
Days on market
125
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Hardwood, Tile

Features

  • Attic Walk In
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$8,139/ month

Principal & interest
$6,967
Property tax (~0.90%)
$843
Homeowners insurance
$328
HOA dues

Down payment

$56,250 down · $1,068,750 financed

Income to qualify (28% rule)

~$348,828 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Cornelius

Lake Norman · Old Town walkable

North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.

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