Cornelius · Cornelius, NC
20396 Queens Street
Cornelius, NC · 3,102 sqft
$1,125,000
- 4Beds
- 3.5Baths
- 3,102SqFt
- 2026Year
- 125Days on market
About this home
NEW CONSTRUCTION, NO HOA, and LESS THAN 30-45 DAYS TO COMPLETION in Cornelius sits in a prime location just minutes from both Downtown Cornelius and Downtown Davidson, and is one of only five homes being built in a private cul-de-sac enclave. The thoughtfully designed layout features 4 bedrooms and 3.5 baths, 10' ceilings on main and 9' ceilings upstairs, and a primary suite on the main level. The main floor offers hardwood flooring throughout (except tile in owners bath), and a beautifully appointed kitchen with floor-to-ceiling cabinetry, under-cabinet lighting, a cabinet wood hood, wood shelving in pantry, and a large island that opens to a spacious family room with a coffered ceiling and a gas fireplace with stacked-stone surround. A bright dining area leads to a covered rear deck, and a private study provides the flexibility to serve as a home office or formal dining room. The primary suite includes a large tiled walk-in shower, double vanity, and an oversized walk-in closet with wood shelving. Upstairs, you’ll find a generous media room, well-sized secondary bedrooms with walk-in closets, and a Jack-and-Jill bath. The exterior is beautifully finished with black windows and gutters, and rough-sawn cedar stained columns, creating a striking and modern curb appeal, and adds an encapsulated and conditioned crawl space! This home blends luxury, comfort, and customization in an unbeatable location. Photos are artist renderings and/or representative of previous build and some details may differ. Photos may show some items not scheduled for this property but may be available as upgrades.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,102
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 125
- Garage
- 2
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Hardwood, Tile
Features
- Attic Walk In
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$8,139/ month
- Principal & interest
- $6,967
- Property tax (~0.90%)
- $843
- Homeowners insurance
- $328
- HOA dues
- —
Down payment
$56,250 down · $1,068,750 financed
Income to qualify (28% rule)
~$348,828 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 37 photos
About Cornelius
Lake Norman · Old Town walkable
North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.


