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Cornelius · Cornelius, NC

19449 Smith Circle

Cornelius, NC · 2,368 sqft

$430,000

Reduced from $545,900

  • 4Beds
  • 2.5Baths
  • 2,368SqFt
  • 2014Year
  • 160X82X216X101Lot
  • 146Days on market

About this home

MAJOR Price Improvement -Now $430,000! Best value in the Area Motivated sellers have made a significant price improvement to help facilitate their relocation plans and have priced this home to reflect today's market by reducing list price, Exceptional Value Reduced $115,000 from Original List Price. If you have been waiting for the right oppportunity in Lake Norman , this is it. Schedule your private showing today Seller is relocating and has priced the home for an immediate sale ! This well maintained 4 bedroom, 2 1/2 bath home offers generous living space, a desirable location, and outstanding value, and Wow, NO HOA, what a benefit! Location, Location, Welcome home to your dream spot, move in ready home. If you have been waiting for the right home at the right price, this is your opportunity. This beautifully maintained Cornelius property offering comfort, space, and exceptional value in one of Lake Norman's most desirable areas. From the moment you arrive, you'll appreciate the inviting curb appeal, spacious layout, and pride of ownership throughout, with a spacious kitchen, adorned by granite counter tops throughout, microwave, and all stainless-steel appliances and refrigerator to remain. Inside, you'll find generous open living areas, with hardwood floors throughout the main level, perfect for everyday living, entertaining, and creating lasting memories with family and friends. The thoughtfully designed floor plan provides flexibility for today's lifestyle, whether working from home, hosting guests, or simply enjoying time together, near a cozy fireplace. Over-sized walk-in pantry and laundry area, where the washer and dryer remain with the home, along with walk in bedroom closets for your convenience.

The oversized, fenced in backyard flanked with extremely tall trees for privacy offers space to relax, entertain, play, garden, above ground pool 4ft X 20ft wide to relax or play in, while the convenient Cornelius location places you just minutes from shopping stores, coffee shops for your relaxation, meeting friends and enjoying the Cornelius area, minutes away by walking to a playground for children to enjoy with splash pad, swings and more, shopping, dining, schools, all close by. Easy access to Route 77 and Lake Norman northbound and Birkdale Village southbound

Property details

Beds
4
Baths
2.5
SqFt
2,368
Lot
160X82X216X101
Year built
2014
Type
Single Family
Days on market
146
Garage
2
Style
Traditional
Heating
Hot Water, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Slab
Flooring
Carpet, Linoleum, Wood
View
Year Round

Features

  • Attic Stairs Pulldown
  • Garden Tub
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Fire Pit
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,111/ month

Principal & interest
$2,663
Property tax (~0.90%)
$322
Homeowners insurance
$125
HOA dues

Down payment

$21,500 down · $408,500 financed

Income to qualify (28% rule)

~$133,329 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Cornelius

Lake Norman · Old Town walkable

North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.

Explore Cornelius

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.