View all 18 photos →

Lincolnton · Lincolnton, NC

1545 Hamlet Street

Lincolnton, NC · 1,322 sqft

$315,000

  • 3Beds
  • 2Baths
  • 1,322SqFt
  • 2002Year
  • 1Days on market

About this home

Tucked into a quiet, established neighborhood, this home offers an inviting combination of updates, outdoor space, and a location that keeps everyday amenities close by without the expense of city taxes. Inside, you’ll find updated flooring and fresh paint, along with a completely remodeled bathroom that gives the home a fresh, move-in-ready feel. Outside, the spacious backyard offers plenty of room to relax, entertain, garden, or play. And the rocking chair front porch may just become your favorite spot, perfect for slow mornings, evening conversations, and enjoying the peaceful neighborhood. All of this just minutes from Downtown Lincolnton's local restaurants, shopping, parks, and community events. Convenient location, thoughtful updates, and no city taxes, this one is ready to welcome you home!

Property details

Beds
3
Baths
2
SqFt
1,322
Lot
Year built
2002
Type
Single Family
Days on market
1
Garage
2
Heating
Electric, Heat Pump
Cooling
Central Air, Electric
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,247/ month

Principal & interest
$1,950
Property tax (~0.78%)
$204
Homeowners insurance
$91
HOA dues

Down payment

$15,750 down · $299,250 financed

Income to qualify (28% rule)

~$96,322 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

Explore Lincolnton

Similar in Lincolnton

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.