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Lincolnton · Lincolnton, NC

107 Villa Lane #4

Lincolnton, NC · 1,408 sqft

$224,000

  • 2Beds
  • 2.5Baths
  • 1,408SqFt
  • 2024Year
  • 20 x 60Lot

About this home

LOW-MAINTENANCE, WALKABLE, LIKE-NEW, WELCOME HOME TO LINCOLNTON! Enjoy a low-maintenance lifestyle with modern finishes, comfortable living spaces, and everything you need right at your fingertips. Walk to shopping, groceries, banking, restaurants, coffee shops and more, making everyday errands and enjoying the local area incredibly convenient. When you need to head to Charlotte, you're just approximately 28 miles from Charlotte Douglas International Airport, making this an ideal location for commuters, frequent travelers, or anyone looking for easy access to the Queen City. Whether you're looking for your first home, a low-maintenance place to call your own, or an investment opportunity, this nearly new Lincolnton gem checks all the boxes! Built in 2024, this beautifully maintained 2-bedroom, 2.5-bath townhouse/condo offers the ease of nearly new construction with the added benefit of being move-in ready and fully equipped! The thoughtfully designed kitchen features white cabinetry, granite countertops, stainless steel appliances, and plenty of workspace, and the best part? All stainless steel kitchen appliances PLUS the washer and dryer convey with the home! Professional photos & measurements will be uploaded prior to going Active - current measurements are taken from tax records.

Property details

Beds
2
Baths
2.5
SqFt
1,408
Lot
20 x 60
Year built
2024
Type
Condo
Style
Traditional
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$150 / mo

Features

  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,748/ month

Principal & interest
$1,387
Property tax (~0.78%)
$145
Homeowners insurance
$65
HOA dues
$150

Down payment

$11,200 down · $212,800 financed

Income to qualify (28% rule)

~$74,924 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

Explore Lincolnton

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.