Belmont · Belmont, NC
1420 River Drive
Belmont, NC · 1,079 sqft
$325,000
Reduced from $335,000
- 2Beds
- 1.5Baths
- 1,079SqFt
- 1987Year
- 0Lot
- 56Days on market
About this home
Wake up to water views and end your day on the deck in this inviting Belmont townhouse with a rare deeded boat slip—your gateway to a true waterfront lifestyle. Whether it's boating, fishing, or simply soaking in the peaceful surroundings, this home delivers. Inside, you'll find fresh paint, durable LVP flooring throughout, newer appliances, and touches of original character that add warmth and charm. Enjoy a private fenced backyard for relaxing evenings and a front porch with a view that never gets old. Nestled in a quiet community just minutes from downtown Belmont, Charlotte, and the airport—this is easy living with a lifestyle upgrade.
Property details
- Beds
- 2
- Baths
- 1.5
- SqFt
- 1,079
- Lot
- 0
- Year built
- 1987
- Type
- Condo
- Days on market
- 56
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Vinyl
- HOA dues
- $297 / mo
Features
- Split Bedroom
- Dock - Floating
- Lawn Maintenance
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,634/ month
- Principal & interest
- $2,012
- Property tax (~0.85%)
- $230
- Homeowners insurance
- $94
- HOA dues
- $297
Down payment
$16,250 down · $308,750 financed
Income to qualify (28% rule)
~$112,920 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 27 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.
