Charlotte · Charlotte, NC
14051 Martin hill Way
Charlotte, NC · 2,570 sqft
$655,000
- 4Beds
- 3.5Baths
- 2,570SqFt
- 2023Year
- 1742 sqftLot
- 7Days on market
About this home
Located in the desirable Terraces at Providence community in the heart of Ballantyne, this beautifully maintained like-new 3-story townhome offers modern living with exceptional convenience. Just minutes from I-485, shopping, dining, fitness centers, medical facilities, and everyday essentials, all within a top-rated school district.
This spacious open-concept home features 4 bedrooms and 3.5 bathrooms, including a versatile lower-level guest suite perfect for visitors, a home office, or flex space. The main living area showcases a bright family room and a gourmet kitchen with an oversized island, quartz countertops, stainless steel appliances, double wall ovens, gas cooktop, subway tile backsplash, and abundant cabinet space. Step outside to a private wooden deck ideal for relaxing or entertaining.
Upstairs, the spacious primary suite includes walk-in closets and a luxurious bath with dual vanities and a walk-in tile shower with bench seating. Additional highlights include hardwood floors, third-floor laundry with washer and dryer included, attached 2-car garage, and additional driveway parking.
One of the standout benefits of this community is the exceptional HOA value which includes water, sewer, and trash collection are all included in the monthly HOA dues, helping homeowners enjoy lower utility costs and hassle-free living.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 2,570
- Lot
- 1742 sqft
- Year built
- 2023
- Type
- Townhome
- Days on market
- 7
- Garage
- 2
- Heating
- Central, Zoned
- Cooling
- Central Air, Zoned
- Foundation
- Slab
- Flooring
- Vinyl
- HOA dues
- $338 / mo
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$5,158/ month
- Principal & interest
- $4,056
- Property tax (~1.05%)
- $573
- Homeowners insurance
- $191
- HOA dues
- $338
Down payment
$32,750 down · $622,250 financed
Income to qualify (28% rule)
~$221,090 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 25 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


