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Charlotte · Charlotte, NC

3942 Mcmillan Street

Charlotte, NC · 1,831 sqft

$650,000

Reduced from $655,000

  • 4Beds
  • 2.5Baths
  • 1,831SqFt
  • 1947Year
  • 40Days on market

About this home

Motivated Seller! Seller Offering $5K in concessions to assist with closing cost.

Welcome to 3942 McMillan Street, where modern luxury meets the charm and convenience of one of Charlotte's most sought-after neighborhoods. Whether you're relocating to the Queen City, searching for your forever home, or looking for a smart investment in the thriving Plaza/Shamrock area, this home offers the perfect blend of style, comfort, and opportunity.

From the moment you step inside, you'll be greeted by soaring 10-foot ceilings, abundant natural light, and a thoughtfully designed open floor plan that feels both spacious and inviting. The living room centers around a stunning designer fireplace, creating the perfect space to gather with family and friends.

The gourmet kitchen is truly the heart of the home, featuring an oversized island with storage on both sides, elegant quartz countertops, stainless steel appliances, an extended designer hood, custom soft-close cabinetry, and finishes that are as beautiful as they are functional.

When it's time to unwind, retreat to the luxurious primary suite—your own private sanctuary. Enjoy a spa-inspired ensuite complete with a soaking tub, fireplace feature, fully tiled shower, massage body jets, dual rainfall shower heads, and double vanities designed to make every day feel like a getaway.

With four spacious bedrooms, two-and-a-half beautifully appointed bathrooms, and thoughtfully crafted living spaces throughout, there's room for everyone to feel at home. Outside, the rare corner lot offers a fully fenced backyard and a brand-new deck that's perfect for entertaining, relaxing, or enjoying Charlotte's beautiful seasons.

Located in the highly desirable Plaza/Shamrock community, you'll enjoy quick access to Uptown Charlotte, Charlotte Douglas International Airport, major employers, dining, breweries, parks, and local entertainment. The area's continued growth and strong demand also make this an exceptional opportunity for those seeking a long-term investment or income-producing property.

Some homes check the boxes. This one creates an experience. Come see why 3942 McMillan Street is more than just a house—it's a place to build your next chapter.

Property details

Beds
4
Baths
2.5
SqFt
1,831
Lot
Year built
1947
Type
Single Family
Days on market
40
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,783/ month

Principal & interest
$4,025
Property tax (~1.05%)
$568
Homeowners insurance
$189
HOA dues

Down payment

$32,500 down · $617,500 financed

Income to qualify (28% rule)

~$205,027 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.