Charlotte · Charlotte, NC
3942 Mcmillan Street
Charlotte, NC · 1,831 sqft
$655,000
- 4Beds
- 2.5Baths
- 1,831SqFt
- 1947Year
About this home
Motivated Seller! Seller Offering $5K in concessions to assist with closing cost.
Welcome to 3942 McMillan Street, where modern luxury meets the charm and convenience of one of Charlotte's most sought-after neighborhoods. Whether you're relocating to the Queen City, searching for your forever home, or looking for a smart investment in the thriving Plaza/Shamrock area, this home offers the perfect blend of style, comfort, and opportunity.
From the moment you step inside, you'll be greeted by soaring 10-foot ceilings, abundant natural light, and a thoughtfully designed open floor plan that feels both spacious and inviting. The living room centers around a stunning designer fireplace, creating the perfect space to gather with family and friends.
The gourmet kitchen is truly the heart of the home, featuring an oversized island with storage on both sides, elegant quartz countertops, stainless steel appliances, an extended designer hood, custom soft-close cabinetry, and finishes that are as beautiful as they are functional.
When it's time to unwind, retreat to the luxurious primary suite—your own private sanctuary. Enjoy a spa-inspired ensuite complete with a soaking tub, fireplace feature, fully tiled shower, massage body jets, dual rainfall shower heads, and double vanities designed to make every day feel like a getaway.
With four spacious bedrooms, two-and-a-half beautifully appointed bathrooms, and thoughtfully crafted living spaces throughout, there's room for everyone to feel at home. Outside, the rare corner lot offers a fully fenced backyard and a brand-new deck that's perfect for entertaining, relaxing, or enjoying Charlotte's beautiful seasons.
Located in the highly desirable Plaza/Shamrock community, you'll enjoy quick access to Uptown Charlotte, Charlotte Douglas International Airport, major employers, dining, breweries, parks, and local entertainment. The area's continued growth and strong demand also make this an exceptional opportunity for those seeking a long-term investment or income-producing property.
Some homes check the boxes. This one creates an experience. Come see why 3942 McMillan Street is more than just a house—it's a place to build your next chapter.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 1,831
- Lot
- —
- Year built
- 1947
- Type
- Single Family
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,820/ month
- Principal & interest
- $4,056
- Property tax (~1.05%)
- $573
- Homeowners insurance
- $191
- HOA dues
- —
Down payment
$32,750 down · $622,250 financed
Income to qualify (28% rule)
~$206,604 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 13 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


