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Belmont · Belmont, NC

138 Worrells River Road

Belmont, NC · 2,907 sqft

$589,000

  • 4Beds
  • 3Baths
  • 2,907SqFt
  • 2026Year
  • 1Days on market

About this home

This home is located on a beautiful, private homesite where you'll enjoy sitting on your back porch looking into the tree save area! The Drayton plan boasts 2907 square feet, featuring 4 bedrooms, 3 full baths, oversized loft, extended breakfast area & covered porch! The open kitchen family room concept has an eat-in island, gourmet kitchen including SS appliances with range hood over a gas cooktop, wall oven & microwave, quartz countertops, upgraded cabinets, tile backsplash, SS undermount sink & pantry. The main floor also has a formal dining room, family room w/fire place & highly sought after guest room w/ full bath. Second floor has the primary bedroom w/tray ceiling. Primary bath has a a beautiful and very large Roman shower w/ semi-frameless shower door, dual raised vanity sinks, water closet & very large walk-in closet. Generously sized secondary bedrooms open to the loft area. Hall bath w/ tile and seperate tub/toilet from vanity area. Laundry on the 2nd level with tile flooring.

Property details

Beds
4
Baths
3
SqFt
2,907
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Heating
Natural Gas, Zoned
Cooling
Central Air, Zoned
Foundation
Slab
HOA dues
$74 / mo

Features

  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,310/ month

Principal & interest
$3,647
Property tax (~0.85%)
$417
Homeowners insurance
$171
HOA dues
$74

Down payment

$29,450 down · $559,550 financed

Income to qualify (28% rule)

~$184,750 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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