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Belmont · Belmont, NC

131 Midwood Lane

Belmont, NC · 1,260 sqft

$350,000

  • 3Beds
  • 2Baths
  • 1,260SqFt
  • 1972Year

About this home

Beautiful Full-Brick Ranch on Nearly Half an Acre in South Point Peninsula – No HOA & Minutes from Lake Wylie! Welcome home to this beautifully maintained, move-in ready full-brick ranch nestled on a spacious nearly half-acre level lot at the end of a quiet street in the highly desirable South Point Peninsula, a peaceful lakeside community surrounded by the beauty of Lake Wylie. Enjoy the freedom of NO HOA, an oversized driveway, an attached one-car garage, and a fully fenced backyard featuring a large deck and storage shed—perfect for entertaining, gardening, pets, or simply relaxing outdoors. Inside, you'll love the bright, open-concept floor plan offering a spacious family room, dining area, and beautifully updated kitchen. The kitchen features modern gray cabinetry, quartz countertops, a large center island, and stainless steel appliances, creating the perfect gathering space for family and friends. French doors in the dining area open to the expansive deck and huge backyard, seamlessly blending indoor and outdoor living. This home offers three generously sized bedrooms and two beautifully remodeled bathrooms. The primary suite boasts an elegant walk-in tiled shower with a frameless glass enclosure. Approximately five years ago, the home was thoughtfully updated with remodeled bathrooms, replacement windows, luxury vinyl plank flooring, modern light fixtures, electrical system improvements, and more. Fresh interior and exterior paint make this home truly move-in ready. Outdoor enthusiasts will love the exceptional location. Just minutes away, you'll enjoy Lake Wylie with endless opportunities for boating, fishing, kayaking, paddleboarding, and water sports. Nearby South Point Beach Park offers a public swimming beach, boat ramps, fishing piers, picnic shelters, playgrounds, and lakeside recreation. Nature lovers will appreciate the scenic Seven Oaks Preserve Trail, while Kevin Loftin Riverfront Park and Goat Island Park & Greenway provide walking trails, kayak launches, playgrounds, outdoor fitness areas, and beautiful waterfront views. Conveniently located just minutes from downtown Belmont, shopping, dining, parks, and major highways, this home is also served by highly rated schools, making it an outstanding choice for buyers seeking both convenience and an exceptional quality of life. Offering the durability of full-brick construction, modern updates, a spacious lot, no HOA, and an unbeatable location surrounded by Lake Wylie, this is a rare opportunity to own the lifestyle you've been looking for. Schedule your private showing today!

Property details

Beds
3
Baths
2
SqFt
1,260
Lot
Year built
1972
Type
Single Family
Garage
1
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,517/ month

Principal & interest
$2,167
Property tax (~0.85%)
$247
Homeowners insurance
$102
HOA dues

Down payment

$17,500 down · $332,500 financed

Income to qualify (28% rule)

~$107,899 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.