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Belmont · Belmont, NC

121 Oak Street

Belmont, NC · 1,558 sqft

$480,000

  • 4Beds
  • 3Baths
  • 1,558SqFt
  • 2001Year
  • 1Days on market

About this home

An oasis in the heart of Belmont! This 4 bedroom, 3 full bathroom home boasts 2 primary suites perfect for multi-generational living or just the extra privacy we all want. There is a great kitchen, living room, and two laundry areas, completing a home that is both beautiful and functional. Nestled on a large 0.4 acre lot, you may spend all of your time outside enjoying the sparkling pool, spa, and sitting under the gazebo on your large deck. There is plenty of room for all your tools and toys in two separate sheds. An additional fenced rear yard is perfect for your dogs or the garden you have been wanting to plant. Located at the end of Oak Street and lined with mature trees, this home feels private but is close to all the conveniences you would want. Truly the best of both worlds.

Property details

Beds
4
Baths
3
SqFt
1,558
Lot
Year built
2001
Type
Single Family
Days on market
1
Heating
Central, Ductless, Electric
Cooling
Central Air, Ductless
Foundation
Crawl Space

Features

  • Split Bedroom
  • Above Ground Hot Tub / Spa

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,452/ month

Principal & interest
$2,972
Property tax (~0.85%)
$340
Homeowners insurance
$140
HOA dues

Down payment

$24,000 down · $456,000 financed

Income to qualify (28% rule)

~$147,976 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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