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Belmont · Belmont, NC

1141 Overlake Drive

Belmont, NC · 2,923 sqft

$599,900

Reduced from $695,000

  • 4Beds
  • 3Baths
  • 2,923SqFt
  • 2022Year
  • 175Days on market

About this home

BACK ON MARKET & PRICED AGGRESSIVELY UNDER $600K! A sudden buyer financial default brings this incredible home right back to the market—through no fault of the seller! The previous buyer waived all inspections, offering you a rare second chance at a clean slate ready for a quick close. Move-in-ready and beautifully maintained, this stunning Calistoga Plan by Empire sits in Belmont's highly sought-after McLean Overlake community. The home features a dramatic 2-story great room with custom trim, built-ins, wall speakers, and a gas fireplace. The upgraded gourmet kitchen includes granite countertops, an extended island, a convection microwave, and a double oven. Enjoy outdoor living on the covered front porch or the relaxing back patio. Upstairs, the spacious primary suite offers a garden tub and walk-in shower. Two additional bedrooms, a full bath, and a large finished room over the garage provide flexible space for entertainment or a 5th bedroom. Located minutes from downtown Belmont, Drift restaurant, Daniel Stowe Botanical Garden, and the Carolina Thread Trail. Enjoy neighborhood sidewalks, trails, a playground, and the community pool. At $599,900, this is hands-down the best value in Overlake!

Property details

Beds
4
Baths
3
SqFt
2,923
Lot
Year built
2022
Type
Single Family
Days on market
175
Garage
2
Style
Modern, Transitional
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Tile, Vinyl, Wood
HOA dues
$1,245 / yr

Features

  • Attic Stairs Pulldown
  • Attic Walk In
  • Built-in Features
  • Cable Prewire
  • Drop Zone
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,419/ month

Principal & interest
$3,715
Property tax (~0.85%)
$424
Homeowners insurance
$174
HOA dues
$103

Down payment

$29,995 down · $569,905 financed

Income to qualify (28% rule)

~$189,385 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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