Belmont · Belmont, NC
1141 Overlake Drive
Belmont, NC · 2,923 sqft
$599,900
Reduced from $695,000
- 4Beds
- 3Baths
- 2,923SqFt
- 2022Year
- 175Days on market
About this home
BACK ON MARKET & PRICED AGGRESSIVELY UNDER $600K! A sudden buyer financial default brings this incredible home right back to the market—through no fault of the seller! The previous buyer waived all inspections, offering you a rare second chance at a clean slate ready for a quick close. Move-in-ready and beautifully maintained, this stunning Calistoga Plan by Empire sits in Belmont's highly sought-after McLean Overlake community. The home features a dramatic 2-story great room with custom trim, built-ins, wall speakers, and a gas fireplace. The upgraded gourmet kitchen includes granite countertops, an extended island, a convection microwave, and a double oven. Enjoy outdoor living on the covered front porch or the relaxing back patio. Upstairs, the spacious primary suite offers a garden tub and walk-in shower. Two additional bedrooms, a full bath, and a large finished room over the garage provide flexible space for entertainment or a 5th bedroom. Located minutes from downtown Belmont, Drift restaurant, Daniel Stowe Botanical Garden, and the Carolina Thread Trail. Enjoy neighborhood sidewalks, trails, a playground, and the community pool. At $599,900, this is hands-down the best value in Overlake!
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 2,923
- Lot
- —
- Year built
- 2022
- Type
- Single Family
- Days on market
- 175
- Garage
- 2
- Style
- Modern, Transitional
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Carpet, Laminate, Tile, Vinyl, Wood
- HOA dues
- $1,245 / yr
Features
- Attic Stairs Pulldown
- Attic Walk In
- Built-in Features
- Cable Prewire
- Drop Zone
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,419/ month
- Principal & interest
- $3,715
- Property tax (~0.85%)
- $424
- Homeowners insurance
- $174
- HOA dues
- $103
Down payment
$29,995 down · $569,905 financed
Income to qualify (28% rule)
~$189,385 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 33 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.


