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Belmont · Belmont, NC

113 Cross Current Lane

Belmont, NC · 4,318 sqft

$1,075,000

  • 5Beds
  • 4.5Baths
  • 4,318SqFt
  • 2020Year
  • 1Days on market

About this home

113 Cross Current offers a rare opportunity to enjoy elevated living in the highly desirable McLean–South Shore waterfront community, where residents have access to the lake, a private kayak launch, and resort-inspired amenities that create a relaxed yet refined lifestyle. Ideally located near Charlotte, Charlotte Douglas International Airport, Belmont, and the beautiful Daniel Stowe Conservancy, the community provides an exceptional balance of peaceful surroundings and everyday convenience, with marinas and endless opportunities for waterfront recreation just minutes away.

Beautifully maintained and thoughtfully designed, the home features a sophisticated yet highly functional layout. The expansive primary suite serves as a private retreat, complete with a luxurious, spa-inspired ensuite bathroom created for comfort and relaxation. Each additional bedroom features its own walk-in closet and direct bathroom access, providing exceptional privacy and convenience for both residents and guests. Generous living spaces and flexible-use areas offer plenty of versatility for entertaining, working from home, or simply unwinding.

At the heart of the home, the chef’s kitchen makes an impressive statement with an expansive island, butler’s pantry, and seamless connection to the surrounding living and gathering spaces. The open-concept design is anchored by a striking stone fireplace, while a built-in drop zone adds both character and everyday functionality.

Thoughtful design continues throughout with abundant, easily accessible storage and an impressive three-car garage, complemented by an oversized driveway that provides plenty of additional parking. Outdoors, the covered porch with ceiling fan overlooks a private, level backyard framed by mature trees. A cozy fire pit provides an inviting setting for quiet evenings, gatherings with friends, or relaxing under the stars.

Blending timeless finishes, thoughtful craftsmanship, generous living spaces, and an exceptional waterfront community lifestyle, 113 Cross Current is a home that truly stands apart.

Property details

Beds
5
Baths
4.5
SqFt
4,318
Lot
Year built
2020
Type
Single Family
Days on market
1
Garage
3
Heating
Central, Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Dual
Foundation
Crawl Space
Flooring
Carpet, Hardwood, Tile
HOA dues
$1,550 / yr

Features

  • Attic Walk In
  • Drop Zone
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Fire Pit
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,861/ month

Principal & interest
$6,657
Property tax (~0.85%)
$761
Homeowners insurance
$313
HOA dues
$129

Down payment

$53,750 down · $1,021,250 financed

Income to qualify (28% rule)

~$336,941 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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