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Belmont · Belmont, NC

112 Harris Street

Belmont, NC · 1,016 sqft

$339,000

  • 2Beds
  • 2Baths
  • 1,016SqFt
  • 1940Year
  • 1Days on market

About this home

Welcome home to this charming two-bedroom, two-bath ranch offering comfortable, easy living in a fantastic Belmont location! Move-in ready and full of warmth, this inviting home features beautiful hardwood floors and a functional single-level floor plan. Enjoy being just minutes from the heart of downtown Belmont, where local restaurants, shops, parks, and community events create the perfect small-town atmosphere. Whether you're looking for your first home, ready to downsize, or searching for a low-maintenance place to call your own, this adorable ranch is ready for its next chapter!

Property details

Beds
2
Baths
2
SqFt
1,016
Lot
Year built
1940
Type
Single Family
Days on market
1
Style
Ranch
Heating
Heat Pump, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate, Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,438/ month

Principal & interest
$2,099
Property tax (~0.85%)
$240
Homeowners insurance
$98
HOA dues

Down payment

$16,950 down · $322,050 financed

Income to qualify (28% rule)

~$104,508 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

Explore Belmont

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Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.