Belmont · Belmont, NC
11 Cedar Street
Belmont, NC · 1,320 sqft
$439,000
- 3Beds
- 1Baths
- 1,320SqFt
- 1928Year
- 1Days on market
About this home
You will love the character and charm of this classic 1920s cottage located just off of N. Main Street in downtown Belmont! Original details and timeless appeal create a warm, inviting atmosphere, while the updated kitchen offers modern convenience. Enjoy relaxing mornings and evenings on the large covered front porch, perfect for rocking chairs and gathering with friends and neighbors. The spacious backyard provides plenty of room for gardening or future outdoor projects. Conveniently located, you'll have easy access to local shops, restaurants, parks, and community events. This home offers a wonderful opportunity for buyers looking to add their own personal touches. While some updating and renovations are needed, the property's character, location, and potential make it a rare find.
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 1,320
- Lot
- —
- Year built
- 1928
- Type
- Single Family
- Days on market
- 1
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Vinyl, Wood
Features
- Attic Stairs Pulldown
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,157/ month
- Principal & interest
- $2,718
- Property tax (~0.85%)
- $310
- Homeowners insurance
- $128
- HOA dues
- —
Down payment
$21,950 down · $417,050 financed
Income to qualify (28% rule)
~$135,336 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 37 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.
