Mount Holly · Mount Holly, NC
109 Falling Leaf Lane
Mount Holly, NC · 2,291 sqft
$520,000
- 4Beds
- 3.5Baths
- 2,291SqFt
- 1989Year
- 131x233x100x231Lot
About this home
Welcome to your private retreat! Situated on a beautifully landscaped 0.60-acre fenced lot with NO HOA, this exceptional 4-bedroom, 3.5-bath home offers the perfect blend of comfort, flexibility, and outdoor living. Relax on the rocking chair front porch or entertain in your backyard oasis featuring an inground pool with diving board and deep end, screened porch with hot tub (to convey), pergola-covered patio, exterior pool shower, and a pool house complete with a half bath, covered gathering area, window A/C unit, water heater, and ample storage. Inside, you'll find hardwood floors throughout the main level, granite countertops, solid wood cabinetry, stainless steel appliances, a center island with bar seating, and a cozy living room with a gas fireplace. The spacious floor plan includes a versatile bedroom/bonus suite with a full bath and private exterior entrance, making it ideal for a second primary suite, guest quarters, home office, or multi-generational living. Car enthusiasts, hobbyists, and business owners will love the attached 2-car garage plus an oversized detached garage featuring a workshop and dedicated office space. Extensively maintained with numerous updates, in 2026- water heater, pool pump and garbage disposal, 2022 HVAC for the bed/bonus/2nd primary, 2016 HVAC for the main home, 2018 water softener and gutter guards, 2021 sump pump, encapsulated crawl space, and in 2011 a 405-foot deep well installed. The attached garage and private suite were professionally permitted and added in 2004. Annual termite inspections and pest treatments have been performed by Ivy Exterminators. Conveniently located just 15–20 minutes from the U.S. National Whitewater Center, Downtown Mount Holly, Belmont, Stanley, public lake access, and Charlotte Douglas International Airport, this one-of-a-kind property offers the space, privacy, and versatility you've been searching for.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 2,291
- Lot
- 131x233x100x231
- Year built
- 1989
- Type
- Single Family
- Garage
- 4
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Vinyl, Wood
Features
- Breakfast Bar
- Hot Tub
- Kitchen Island
- Pantry
- Walk-In Closet(s)
- Above Ground Hot Tub / Spa
- Hot Tub
- Outdoor Shower
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,740/ month
- Principal & interest
- $3,220
- Property tax (~0.85%)
- $368
- Homeowners insurance
- $151
- HOA dues
- —
Down payment
$26,000 down · $494,000 financed
Income to qualify (28% rule)
~$160,307 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 23 photos
About Mount Holly
Catawba River · NW commute
Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.


