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Mount Holly · Mount Holly, NC

137 Rippling Water Drive

Mount Holly, NC · 3,241 sqft

$478,000

  • 4Beds
  • 3.5Baths
  • 3,241SqFt
  • 2017Year
  • 30Days on market

About this home

Gorgeous open-concept home featuring a thoughtfully designed floor plan with spacious living areas throughout! The main level offers a private office with French doors, a cozy fireplace, and a large living room that flows seamlessly into the expansive kitchen with a walk-in pantry. A convenient built-in workspace just off the kitchen near the garage entrance adds extra functionality. Upstairs, you’ll find a versatile loft, three spacious secondary bedrooms, three full bathrooms, and a generous primary suite with vaulted ceilings. The only carpet in the home is on the staircase—all other flooring is hardwood, luxury vinyl plank, or vinyl for easy maintenance. Enjoy outdoor living in the fully fenced backyard featuring an oversized concrete patio, perfect for entertaining family and friends. Conveniently located near shopping, dining, and everyday amenities with easy access to major highways. This move-in-ready home offers the perfect blend of space, comfort, and convenience!

Property details

Beds
4
Baths
3.5
SqFt
3,241
Lot
Year built
2017
Type
Single Family
Days on market
30
Garage
2
Style
Traditional
Heating
Natural Gas
Cooling
Central Air
Foundation
Slab
HOA dues
$300 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,463/ month

Principal & interest
$2,960
Property tax (~0.85%)
$338
Homeowners insurance
$139
HOA dues
$25

Down payment

$23,900 down · $454,100 financed

Income to qualify (28% rule)

~$148,431 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Mount Holly

Catawba River · NW commute

Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.

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