Mount Holly · Mount Holly, NC
137 Rippling Water Drive
Mount Holly, NC · 3,241 sqft
$478,000
- 4Beds
- 3.5Baths
- 3,241SqFt
- 2017Year
- 30Days on market
About this home
Gorgeous open-concept home featuring a thoughtfully designed floor plan with spacious living areas throughout! The main level offers a private office with French doors, a cozy fireplace, and a large living room that flows seamlessly into the expansive kitchen with a walk-in pantry. A convenient built-in workspace just off the kitchen near the garage entrance adds extra functionality. Upstairs, you’ll find a versatile loft, three spacious secondary bedrooms, three full bathrooms, and a generous primary suite with vaulted ceilings. The only carpet in the home is on the staircase—all other flooring is hardwood, luxury vinyl plank, or vinyl for easy maintenance. Enjoy outdoor living in the fully fenced backyard featuring an oversized concrete patio, perfect for entertaining family and friends. Conveniently located near shopping, dining, and everyday amenities with easy access to major highways. This move-in-ready home offers the perfect blend of space, comfort, and convenience!
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,241
- Lot
- —
- Year built
- 2017
- Type
- Single Family
- Days on market
- 30
- Garage
- 2
- Style
- Traditional
- Heating
- Natural Gas
- Cooling
- Central Air
- Foundation
- Slab
- HOA dues
- $300 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,463/ month
- Principal & interest
- $2,960
- Property tax (~0.85%)
- $338
- Homeowners insurance
- $139
- HOA dues
- $25
Down payment
$23,900 down · $454,100 financed
Income to qualify (28% rule)
~$148,431 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 21 photos
About Mount Holly
Catawba River · NW commute
Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.


