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Mount Holly · Mount Holly, NC

99 N Mcginnis Place

Mount Holly, NC · 1,005 sqft

$249,990

  • 3Beds
  • 1Baths
  • 1,005SqFt
  • 1978Year
  • 1Days on market

About this home

Welcome home to 99 North McGinnis Place in Mount Holly! This well maintained home offers a fresh, move in ready feel with several major updates already taken care of. Step inside to find beautiful LVP flooring installed within the past two years, freshly painted walls, and newly painted cabinetry that gives the home a bright, updated look. The HVAC system was completely replaced in 2025, providing added comfort and peace of mind, and the roof was replaced in 2023.

With fresh finishes throughout and big ticket improvements already completed, this home is ready for its next owner to move in and make it their own. Conveniently located in Mount Holly with easy access to shopping, dining, and surrounding areas, 99 North McGinnis Place is one you’ll want to see in person!

Property details

Beds
3
Baths
1
SqFt
1,005
Lot
Year built
1978
Type
Single Family
Days on market
1
Style
Arts and Crafts
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate, Tile

Features

  • Pantry
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,798/ month

Principal & interest
$1,548
Property tax (~0.85%)
$177
Homeowners insurance
$72
HOA dues

Down payment

$12,499 down · $237,490 financed

Income to qualify (28% rule)

~$77,067 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Mount Holly

Catawba River · NW commute

Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.

Explore Mount Holly

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Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.