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Mill Spring · Mill Spring, NC

980 Smith Waldrop Road

Mill Spring, NC · 1,311 sqft

$385,000

  • 3Beds
  • 2Baths
  • 1,311SqFt
  • 2023Year

About this home

Enjoy modern country living in this beautifully finished 3 bedroom, 2 bath home featuring a spacious split-bedroom floorplan and inviting open-concept design. Featuring 1311 sq feet on 1.18 acres, this newly constructed (2023) home checks all the boxes! The stylish kitchen showcases granite countertops, stainless steel appliances, white cabinetry, subway tile backsplash, and a large center island overlooking the main living area. The primary suite offers a relaxing retreat with dual vanities and upscale finishes. Outside, the fenced backyard and natural tree-lined buffer provide privacy and space to unwind while still being conveniently located to nearby conveniences. This home combines comfort, style, and peaceful surroundings in one exceptional package. Close Proximity to the Tryon International Equestrian Center (11 minutes) also means this home has great potential to use be as a short-term rental. All appliances convey including the washer and dryer.

Property details

Beds
3
Baths
2
SqFt
1,311
Lot
Year built
2023
Type
Single Family
Garage
2
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,785/ month

Principal & interest
$2,384
Property tax (~0.90%)
$288
Homeowners insurance
$112
HOA dues

Down payment

$19,250 down · $365,750 financed

Income to qualify (28% rule)

~$119,376 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.