View all 48 photos →

Lake Toxaway · Lake Toxaway, NC

97 Toxaway Views Drive #704

Lake Toxaway, NC · 1,180 sqft

$350,000

  • 2Beds
  • 2Baths
  • 1,180SqFt
  • 1991Year
  • 2Days on market

About this home

Enjoy views and exceptional privacy from this updated end-unit residence adjoining Gorges State Park. Designed for easy main-level living, the home offers stair-free access with convenient parking just outside the unit, plus additional overflow parking directly across the building. Inside, abundant natural light and a fresh mix of contemporary and traditional finishes create a comfortable, move-in-ready setting. The open-concept living and dining areas center around a cozy gas log fireplace, offering instant ambiance and a warm, inviting glow. Just steps away, the kitchen elevates the main level with premium granite countertops and abundant workspace for effortless meal prep. The main-level primary suite includes a private en-suite bath, making everyday living especially convenient. The heart of the home extends into a charming, light-filled four-season sunroom wrapped in walls of windows. Just outside, a covered deck effortlessly expands your living space outdoors, where year-round nature views provide a beautiful backdrop for morning coffee, quiet afternoons, or evening relaxation. The property is offered fully furnished with a few exceptions, including a living room sofa with a fold-out bed for additional sleeping space. Toxaway Views remains a residentially oriented community with a minimum 30-day rental policy, promoting a more stable and peaceful environment while maintaining comparatively low HOA dues. With Gorges State Park next door and the Lake Toxaway area, Brevard, and Sapphire Valley within easy reach, hiking, waterfalls, outdoor recreation, dining, and area amenities are all convenient while the setting itself feels private and tucked away. Whether used as a full-time residence, mountain getaway, or an option for buyers seeking stair-free living, this well-maintained home brings together views, privacy, convenience, and an exceptional Western North Carolina setting.

Property details

Beds
2
Baths
2
SqFt
1,180
Lot
Year built
1991
Type
Condo
Days on market
2
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Carpet, Laminate, Tile
View
Long Range, Mountain(s), Year Round
HOA dues
$960 / qtr

Features

  • Breakfast Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,852/ month

Principal & interest
$2,167
Property tax (~0.90%)
$262
Homeowners insurance
$102
HOA dues
$320

Down payment

$17,500 down · $332,500 financed

Income to qualify (28% rule)

~$122,238 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.