Charlotte · Charlotte, NC
9624 Cotton Stand Road
Charlotte, NC · 3,516 sqft
$1,125,000
- 4Beds
- 3Baths
- 3,516SqFt
- 2009Year
- 1Days on market
About this home
Welcome to 9624 Cotton Stand Road in Ardrey, a sought-after Charleston-inspired community featuring tree-lined streets, rocking chair front porches, and winding sidewalks. Perfectly positioned for privacy and green space, this home sits on the edge of one of Ardrey's twelve neighborhood parks and is across the street from the dog park. A well-appointed 2 1/2 car garage has built-in storage and a Sunlighten Signature infrared sauna. The beautifully hardscaped backyard provides an additional private retreat. This light-filled, move-in ready home offers neutral colors and plantation shutters. The open floor plan features a recently updated kitchen that is perfect for everyday living and entertaining. The main level primary suite includes a spacious bath and two walk-in closets, while a second first-floor bedroom offers flexibility as a guest room, office, or nursery. Upstairs includes a bonus room with surround sound and a custom built-in wall unit, two additional bedrooms, full bath, an open loft, and generous walk-in storage. The finished Sunroom is heated and cooled by a Mitsubishi mini-split unit bringing the home's total liveable space to over 3500 sq ft. Community amenities include a clubhouse, pool, bocce court, and playground. HOA dues cover front and back lawn maintenance for a true lock-and-leave lifestyle. Conveniently located near Ballantyne's vibrant entertainment, dining, and shopping district with access to highly rated public and private schools. Experience the perfect blend of timeless charm and modern comfort, at an unbeatable location - 9624 Cotton Stand Road.
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 3,516
- Lot
- —
- Year built
- 2009
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air
- Foundation
- Slab
- HOA dues
- $165 / mo
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$8,444/ month
- Principal & interest
- $6,967
- Property tax (~1.05%)
- $984
- Homeowners insurance
- $328
- HOA dues
- $165
Down payment
$56,250 down · $1,068,750 financed
Income to qualify (28% rule)
~$361,926 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 41 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

