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Indian Trail · Indian Trail, NC

9620 Covey Trail

Indian Trail, NC · 4,405 sqft

$1,100,000

  • 4Beds
  • 5.5Baths
  • 4,405SqFt
  • 2005Year
  • 14Days on market

About this home

Custom-built floor plan that offers flexibility and connection through excellent design. Discover this beautiful, full brick 4-bedroom home PLUS TWO flex rooms PLUS Bonus Room on 5 acres in Indian Trail being sold by the original owner! Winding up the drive, the double front porch welcomes and draws you in. Don't miss the inviting "friend door" (as the owner calls it) that offers additional access from the driveway. From the front porch, double french doors lead into the spacious foyer connecting the living and dining spaces on the main level. Gorgeous gourmet kitchen with granite counters, stainless appliances, pot filler, and an oversized island. New double ovens, 36” gas cooktop, and microwave (July 26). Kitchen with breakfast room is open to family room with gas log fireplace and two french doors leading to the 20 x 20’ sunroom overlooking the rear of the property. Primary suite on main with french doors to primary bath with separate vanities and separate walk in closets. Private door leading to sunroom from primary. Flex room off hallway near primary suite perfect for office, workout room, or main level play room. Gleaming hardwood floors and tile — no carpet! Upstairs you'll find 3 generously-sized bedrooms plus a flex room/office that could serve as 2nd office or exercise room AND a huge bonus room with vaulted ceilings and gas log fireplace. Two upstairs bedrooms enjoy en-suite bathrooms while the bedroom on the opposite side of the home has access to a hall bathroom with double vanity and shares the hallway with one of the flex rooms, making it an excellent guest suite. There is an additional full bathroom conveniently near the garage entry with its own entry door to the garage. Don’t miss the mini-kitchen off of the garage with sink, counter space, and oven to help make entertaining large gatherings a breeze! The home has access from both front and rear. Driveway is accessed via Covey Trail but property can also be accessed from the rear off Quail Cove Rd if desired. The property offers professional designed landscaping and ornamental trees bordered by spacious lawns framed in by mature trees. Sideload Garage is oversized (over 26 x 26'). Freshly painted. New roof (2026), Crawl space encapsulated (2026). New Halo water filter installed July 2026! Water Heater 2019. Main level HVAC 2022. Septic field is on the left front side and well is on right next to driveway allowing for pool or other modifications in the rear yard. A very special place!

Property details

Beds
4
Baths
5.5
SqFt
4,405
Lot
Year built
2005
Type
Single Family
Days on market
14
Garage
2
Style
Transitional
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Hardwood, Tile

Features

  • Attic Walk In
  • Kitchen Island
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$8,004/ month

Principal & interest
$6,812
Property tax (~0.95%)
$870
Homeowners insurance
$320
HOA dues

Down payment

$55,000 down · $1,045,000 financed

Income to qualify (28% rule)

~$343,040 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.