View all 40 photos →

Charlotte · Charlotte, NC

9614 Lone Oak Court

Charlotte, NC · 1,584 sqft

$445,000

  • 3Beds
  • 2Baths
  • 1,584SqFt
  • 1975Year

About this home

Located on a quiet cul-de-sac in the desirable Sardis Woods neighborhood, this well-maintained ranch sits on more than half an acre and offers plenty of space both inside and out. With a large fenced backyard, mature trees, and a concrete patio, there's room to entertain, let the kids or pets play, or simply enjoy some privacy.

Inside, the living areas and primary bedroom feature engineered hardwood flooring, and the secondary bedrooms offer the comfort of soft carpeting. The kitchen has tile floors and has been updated with all new stainless steel appliances, including the refrigerator, range, microwave, dishwasher, and garbage disposal.

The den offers a gas log fireplace that makes the space feel warm and inviting, and the oversized laundry and utility room provides excellent storage that's hard to find in many homes. Both bathrooms have been updated with new vanities and fixtures, and the neutral paint throughout makes it easy to move right in and make it your own. Crown molding and six-panel interior doors add a nice finishing touch throughout the home.

Outside you'll also find two storage buildings, giving you plenty of room for lawn equipment, tools, or hobbies.

Several major improvements have already been completed, including a roof replaced in 2017, HVAC system installed in 2019, water heater replaced in 2018, updated electrical in 2025, refreshed ceilings, and all new stainless steel kitchen appliances.

Conveniently located just minutes from shopping, restaurants, parks, schools, and easy access to Uptown Charlotte, SouthPark, and Matthews, this home combines the charm of an established neighborhood with the convenience buyers are looking for. Homes in Sardis Woods with this much yard, this many updates, and this location don't come on the market very often.

Property details

Beds
3
Baths
2
SqFt
1,584
Lot
Year built
1975
Type
Single Family
Heating
Forced Air
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Kitchen Island
  • Pantry
  • Fire Pit
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,275/ month

Principal & interest
$2,756
Property tax (~1.05%)
$389
Homeowners insurance
$129
HOA dues

Down payment

$22,250 down · $422,750 financed

Income to qualify (28% rule)

~$140,364 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.